Home / Browse projects / Palghar, Maharashtra / JUDITH ESPANA
JUDITH ESPANA
RG-MH-06125 · RERA P99000053295 · Last updated on MahaRERA portal: 1 Jun 2026
Source: official MahaRERA filing
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Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- Separate project account declared
- Allotment letter follows the model form
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JUDITH ESPANA is a Residential / Group Housing project by JUDITH REALTORS in Palghar, Maharashtra, registered with MahaRERA as P99000053295 on 23 Oct 2023. Possession is promised by 31 Dec 2026. 21 of the 111 units on this registration are recorded sold or booked, and 5 of 11 construction stages are filed complete.
At a glance
Project
- NameJUDITH ESPANA
- TypeResidential / Group Housing
- Location
- Village:- Chulne
- Chulne
- Vasai-Virar City (M Corp)
- Vasai
- Palghar
- 401202
- Pincode401202
- MapView location on Google Maps (as filed on RERA)
- RERA no.P99000053295
- ReraGenie IDRG-MH-06125
Builder
- NameJUDITH REALTORS
- Entity typePartnership
- PartnersANIL MERCELIN MURZELLO, JOHNSON MANVEL LOPES
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on23 Oct 2023
- Promised completion31 Dec 2026
- Revised completionNone
- Buildings1 building record
- Documents filed54 files
Current status
Figures as on 1 Jun 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| ANDREW RESIDENCY, BUILDING NO 1 | NA | 15 | 12 | 111 | 0 | 111 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 1 Jun 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
5 of 11 construction stages are filed complete. The stage furthest along is Staircases, at 70%.
ANDREW RESIDENCY, BUILDING NO 1: 58% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | 0% |
| Plinth | 100% |
| Stilt Floor | 100% |
| Slabs of Super Structure | 100% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 45% |
| Sanitary Fittings within the flats / premises | 0% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 70% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 20% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 0% |
Progress on shared amenities15
As on 1 Jun 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | Yes | 0% |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | Yes | 0% |
| Landscaping & Tree Planting | Yes | 0% |
| Street Lighting | Yes | 0% |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | Yes | 0% |
| Water conservation /Rain water harvesting | Yes | 0% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 0% |
| Electrical meter room, sub-station, receiving station | Yes | 0% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | Yes | 0% |
Parking filed61
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership8
MahaRERA does not publish landowner contact details. MahaRERA has published no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
| Landowner | Village | District |
|---|---|---|
| APALAN DOMNIC GONSALVES | Vasai-Virar City (M Corp) | Palghar |
| VELANKANI DOMINIC GONSALVES | Vasai-Virar City (M Corp) | Palghar |
| VANDANA DOMNIC GONSALVES | Vasai-Virar City (M Corp) | Palghar |
| GEORGE ANDREW GONSALVES | Vasai-Virar City (M Corp) | Palghar |
| ANGELINE FRANCIS FAROZ | Vasai-Virar City (M Corp) | Palghar |
| DAISY SELESTIN DSOUZA | Vasai-Virar City (M Corp) | Palghar |
| REJINA JAMES GONSALVES | Vasai-Virar City (M Corp) | Palghar |
| VIJAY ANDREW GONSALVES | Vasai-Virar City (M Corp) | Palghar |
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Building | Wing | Estimated | Incurred |
|---|---|---|---|
| ANDREW RESIDENCY, BUILDING NO 1 | NA | Rs 20.51 cr | Rs 19.49 cr |
| - | NA | Rs 3.60 cr | Rs 3.42 cr |
Certifying professionals and partners4
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | AJAY WADE AND ASSOCIATES |
| Engineer | MATHOS AND ASSOCIATES |
| Chartered Accountant | S B JAIN AND ASSOCIATES |
| Chartered Accountant | MANISH SHINDE AND ASSOCIATES |
| Partner | Role in project |
|---|---|
| JUDITH REALTORS | - |
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 22 Aug 2023 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 26 Jun 2023 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 26 Jun 2023 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 14 Jun 2023Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 31 Dec 2026
Documents filed54
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Withdrawal Update Form 1File: FORM 1 Q3.pdf | 1 Jun 2026 |
| Withdrawal Update Form 1File: FORM 1 Q4.pdf | 1 Jun 2026 |
| Withdrawal Update Form 2File: Form -2 ( Oct 25 to Dec 25 ).pdf | 1 Jun 2026 |
| Withdrawal Update Form 2File: FORM 2.pdf | 1 Jun 2026 |
| Withdrawal Update Form 3File: Form 3 (Q3 25).pdf | 1 Jun 2026 |
| Withdrawal Update Form 3File: Form 3 (Q4 26).pdf | 1 Jun 2026 |
| Withdrawal Update Form 1File: FORM 1 Q1.pdf | 30 May 2026 |
| Withdrawal Update Form 1File: FORM 1 Q2.pdf | 30 May 2026 |
| Withdrawal Update Form 2File: Form -2 ( April -25 to June 25).pdf | 30 May 2026 |
| Withdrawal Update Form 2File: Form -2 ( July 25 to step 25 ).pdf | 30 May 2026 |
| Withdrawal Update Form 3File: Form 3 (Q1 25).pdf | 30 May 2026 |
| Withdrawal Update Form 3File: Form 3 (Q2 25).pdf | 30 May 2026 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1.pdf | 16 Apr 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 2.pdf | 16 Apr 2025 |
| Disclosure of sold/ booked inventoryFile: SOLD UNSOLD.pdf | 16 Apr 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: ARC BLDG 1 DEC 24.pdf | 21 Feb 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: form 3 rera.pdf | 21 Feb 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: ENG BLDG 1 DEC 24.pdf | 21 Feb 2025 |
| Disclosure of sold/ booked inventoryFile: SOLD UNSOLD.pdf | 21 Feb 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Ajay Wade - Certificate of Percentage.pdf | 9 May 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: JUDITH ESPANA RESIDENTIAL ENG.pdf | 9 May 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: ENG CERT JUDITH ESPANA.pdf | 6 Mar 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: comp2023-10-13_123733.pdf | 13 Oct 2023 |
| Declaration about Commencement CertificateFile: REVISED CC DECLARATION.pdf | 10 Oct 2023 |
| Proforma of Agreement for saleFile: Model_AFS_in_English (2).pdf | 5 Oct 2023 |
| Copy of the legal title reportFile: TITLE JUDITH.pdf | 22 Aug 2023 |
| Layout approvalFile: layout plan judith_compressed.pdf | 26 Jun 2023 |
| Building plan approvalFile: building plan1_compressed.pdf | 26 Jun 2023 |
| Building plan approvalFile: building plan2_compressed.pdf | 26 Jun 2023 |
| Building plan approvalFile: building plan3_compressed.pdf | 26 Jun 2023 |
| Building plan approvalFile: building Plan4_compressed.pdf | 26 Jun 2023 |
| Building plan approvalFile: ROWHOUSE 123 SHEET NO 11 OF 11_compressed.pdf | 26 Jun 2023 |
| Copy of Layout Approval (in case of layout)File: layout plan judith_compressed.pdf | 26 Jun 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: building plan1_compressed.pdf | 26 Jun 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: building plan2_compressed.pdf | 26 Jun 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: building plan3_compressed.pdf | 26 Jun 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: building Plan4_compressed.pdf | 26 Jun 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: ROWHOUSE 123 SHEET NO 11 OF 11_compressed.pdf | 26 Jun 2023 |
| CERSAI detailsFile: CERSAI_Search_Report_200272567250_For_Asset_Based_Search_26_06_2023_15_26_36_918.pdf | 26 Jun 2023 |
| PAN CardFile: pan company.pdf | 14 Jun 2023 |
| Details of encumbrances concerned to FinanceFile: no encumbrance finance.pdf | 14 Jun 2023 |
| Details of encumbrances concerned to FinanceFile: no encumbrance legal.pdf | 14 Jun 2023 |
| Details of encumbrances concerned to LegalFile: no encumbrance finance.pdf | 14 Jun 2023 |
| Details of encumbrances concerned to LegalFile: no encumbrance legal.pdf | 14 Jun 2023 |
| Commencement Certificates / NA Order for plotted developmentFile: cc Development Permission NEW_compressed.pdf | 14 Jun 2023 |
| Declaration in FORM BFile: Affidavit cum Declaration.PDF | 14 Jun 2023 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: AJAY WADE Certificate of Percentage of Completion.pdf | 14 Jun 2023 |
| CERSAI detailsFile: cersai no security int .pdf | 14 Jun 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: johnson declaration.pdf | 14 Jun 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: anil declaration.pdf | 14 Jun 2023 |
| Proforma of Allotment letterFile: allotement draft.pdf | 14 Jun 2023 |
| Separate Bank Account details including no encumbrances on the Bank Account or no escrow on the sameFile: bank declaration.pdf | 14 Jun 2023 |
| Deviation Report with respect to Allotment letterFile: no deviation allotement.pdf | 14 Jun 2023 |
| Deviation Report with respect to model copy of AgreementFile: NoDeviation Agreeement.pdf | 14 Jun 2023 |
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See every Palghar project, with the district possession charts
Builder: JUDITH REALTORS
JUDITH REALTORS has 1 registration on MahaRERA, including JUDITH ESPANA. Its filings disclose no earlier MahaRERA projects. Read the full track record. See more projects on the Palghar district page.
Frequently asked questions
What are my rights if JUDITH ESPANA is delayed beyond 31 Dec 2026?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of JUDITH ESPANA?
The registered promoter entity is JUDITH REALTORS, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in JUDITH ESPANA?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for JUDITH ESPANA?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at JUDITH ESPANA?
The professionals named in the filing: Architect: AJAY WADE AND ASSOCIATES; Engineer: MATHOS AND ASSOCIATES; Chartered Accountant: S B JAIN AND ASSOCIATES; Chartered Accountant: MANISH SHINDE AND ASSOCIATES. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in JUDITH ESPANA?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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