ReraGenie

The ReraGenie Blog

Written for home buyers: how to verify projects, read filings and use your RERA rights, every figure traceable to a RERA document. A series for developers is on the way.

Product Updates

Welcome to the ReraGenie blog

Why we read RERA filings for a living, what this blog will cover, and how to get the most out of ReraGenie.

Natasha · July 9, 2026 · 2 min read

Home Buyer Basics

Senior living projects: what MahaRERA's guidelines require

Since May 2024, a project sold in Maharashtra as a retirement home must meet minimum physical specifications, from a stretcher-sized lift to outward-opening bathroom doors, and write them into the agreement. What they are, and what they leave out.

Natasha · October 7, 2026 · 9 min read

Home Buyer Basics

Leasehold, freehold and collector's land in Mumbai

You can own a flat outright and still not own the ground under it. In Mumbai that is true of thousands of buildings, and it changes what a resale costs, how a loan is sanctioned and whether the building can be redeveloped.

Sanjay M. · October 7, 2026 · 10 min read

Home Buyer Basics

The 30-year structural audit and old-building safety in Mumbai

Every Mumbai building over 30 years old must be certified structurally sound by a registered engineer, and every society must audit itself more often than that. Before buying in an old building, the latest audit report is the most useful document you are not usually shown.

Vikrant · October 6, 2026 · 10 min read

Market Insights

Bank auction flats: SARFAESI bargains and their homework

A reserve price 25 percent below the market is not a discount. It is the price of buying from a seller who will not answer questions, will not take it back, and may not be able to hand you the keys.

Sanjay M. · October 6, 2026 · 11 min read

Home Buyer Basics

Whose name on the agreement: joint ownership, tax and stamp duty

The names on the agreement decide the stamp duty, the loan, two people's tax deductions and who can sell the flat later. On a Rs 90 lakh Pune flat the duty alone swings by Rs 90,000 on one choice.

Sanjay M. · October 5, 2026 · 10 min read

Buyer Protection

Your project changed hands: Section 15 transfers and buyer consent

A promoter cannot hand your project to someone else without two-thirds of the buyers agreeing and MahaRERA approving. When the consent form arrives, it is the one moment you have a vote, and what the new promoter inherits is not negotiable.

Reema K. · October 5, 2026 · 9 min read

Home Buyer Basics

Maintenance charges: what societies may lawfully collect, and how

Since 30 June 2026, Maharashtra's rules, not only the model bye-laws, require housing societies to split service charges equally across flats, and interest on arrears is capped at 12 percent a year. What each line on a maintenance bill is allowed to be, and what to do when it is not.

Natasha · October 4, 2026 · 10 min read

Home Buyer Basics

Pre-EMI or full EMI: pricing the construction years

On a Rs 60 lakh loan the pre-EMI or full EMI choice itself is worth about Rs 1.6 lakh. The Rs 10.4 lakh gap the two schedules show comes from a different question: when your lender starts the 20-year clock.

Sanjay M. · October 3, 2026 · 12 min read