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COZY KARISHMA
By MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE
RG-MH-16879 · RERA P52100027179 · Last updated on MahaRERA portal: 24 Jul 2026
Source: official MahaRERA filing
Or get an email each time it changes, with the project watch
Red flags
- Completion date moved by 42 months
- 3 extensions taken
Clear
- No litigation declared
- No complaints on record
- Separate project account declared
- Allotment letter follows the model form
2 conditions are on this record. What each one means for someone buying here, and what the promoter's own filed documents say behind it, is what the buyer report adds.
See what the report covers Free either way: or have every new Pune registration emailed to you, free during the pilot beta.Saved. When you are ready to decide, the Rs 499 buyer report reads the fine print for you.
COZY KARISHMA is a Residential / Group Housing project by MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE in Pune, Maharashtra, registered with MahaRERA as P52100027179 on 20 Nov 2020. Possession is promised by 31 Dec 2027. The completion date has moved by 42 months from the original filing. 94 of the 125 units on this registration are recorded sold or booked, and 4 of 9 construction stages are filed complete.
At a glance
Project
- NameCOZY KARISHMA
- TypeResidential / Group Housing
- Location
- -
- KESNAND
- Haveli
- Pune
- 412207
- Pincode412207
- MapView location on Google Maps (as filed on RERA)
- RERA no.P52100027179
- ReraGenie IDRG-MH-16879
Builder
- NameMS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE
- Entity typeIndividual
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on20 Nov 2020
- Promised completion31 Dec 2027
- Revised completionRevised to 31 Dec 2027 (originally 30 Jun 2024)
- Buildings1 building record
- Documents filed116 files
Current status
Figures as on 24 Jul 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| Building - A | NA | 11 | 9 | 125 | 0 | 125 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 24 Jul 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
4 of 9 construction stages are filed complete. The stage furthest along is Staircases, at 93%.
Building - A: 85% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | Not applicable |
| Plinth | 100% |
| Stilt Floor | Not applicable |
| Slabs of Super Structure | 100% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 80% |
| Sanitary Fittings within the flats / premises | 57% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 93% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 82% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 57% |
Progress on shared amenities15
As on 24 Jul 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | Yes | 0% |
| Landscaping & Tree Planting | Yes | 0% |
| Street Lighting | Yes | 0% |
| Community Buildings | Yes | 0% |
| Treatment And Disposal Of Sewage And Sullage Water | Yes | 0% |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | No | Not applicable |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 0% |
| Electrical meter room, sub-station, receiving station | No | Not applicable |
| Aggregate area of recreational Open Space | Yes | 0% |
| Open Parking | Yes | 0% |
Parking filed254
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership
MahaRERA has published no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Building | Wing | Estimated | Incurred |
|---|---|---|---|
| Building - A | NA | Rs 12.71 cr | Rs 10.17 cr |
| - | NA | Rs 4.25 cr | Rs 2.06 cr |
Certifying professionals and partners5
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | CRYSTAL ARCH |
| Engineer | RD BANKAR & CO |
| Chartered Accountant | SANTOSH GIRI & ASSOCIATES |
| Chartered Accountant | M P P B AND ASSOCIATES LLP |
| Chartered Accountant | Pravin E. Pise & Associates |
| Partner | Role in project |
|---|---|
| MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE | - |
Extensions applied for3
A revised date filed with the regulator does not change the possession date in your agreement for sale.
Reason as filed by the promoterConstruction of the said project is not yet completed because of minor finishing works that is still under progress.
Reason as filed by the promoterConstruction of the said project is 96% completed. We need extension to complete the remaining construction.
Reason as filed by the promoterConstruction of the said project is 71% completed. We need extension to complete the remaining construction.
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 12 Nov 2020 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 13 May 2026 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 13 May 2026 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 17 Nov 2020Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 31 Dec 2027
Documents filed116
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath; the newest 80 of 116 are shown. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Withdrawal Update Form 1File: FORM 1 FINAL.pdf | 24 Jul 2026 |
| Withdrawal Update Form 2File: FORM 2.pdf | 24 Jul 2026 |
| Withdrawal Update Form 3File: cozy karishma CA letter.pdf | 24 Jul 2026 |
| Form 2A (FY 2025-2026)File: Form 2A (Engnerring Certificate).pdf | 14 Jul 2026 |
| Form 2A (FY 2025-2026)File: Form 2A (Engnerring Certificate).pdf | 14 Jul 2026 |
| Layout approvalFile: 01-06 - highlighted.pdf | 13 May 2026 |
| Building plan approvalFile: 02-06_compressed.pdf | 13 May 2026 |
| Building plan approvalFile: 03-06_compressed.pdf | 13 May 2026 |
| Building plan approvalFile: 04-06_compressed.pdf | 13 May 2026 |
| Building plan approvalFile: 05-06.pdf | 13 May 2026 |
| Building plan approvalFile: 06-06.pdf | 13 May 2026 |
| Withdrawal Update Form 1File: Arch letter Cozy karishma.pdf | 6 May 2026 |
| Withdrawal Update Form 2File: Engineering certificate - Cozy karishma.pdf | 6 May 2026 |
| Withdrawal Update Form 3File: Form 3 - March 2026 Final 06-05-2026.pdf | 6 May 2026 |
| Withdrawal Update Form 1File: Architect Certificat - Karishma.PDF | 22 Jan 2026 |
| Withdrawal Update Form 2File: Cozy Karishma Form 2.PDF | 22 Jan 2026 |
| Withdrawal Update Form 3File: Form 3 Cozy Karishma.pdf | 22 Jan 2026 |
| Withdrawal Update Form 1File: FORM 1 ARCHITECT CERTIFICATE 30-09-2025.pdf | 19 Dec 2025 |
| Withdrawal Update Form 2File: FORM 2 ENGINEER CERTIFICATE 30-09-2025.pdf | 19 Dec 2025 |
| Withdrawal Update Form 3File: FORM 3 CA CERTIFICATE 30-09-2025_11zon.pdf | 19 Dec 2025 |
| Withdrawal Update Form 1File: Form 1 Jul 25.pdf | 8 Oct 2025 |
| Withdrawal Update Form 2File: Form 2 jul 25.pdf | 8 Oct 2025 |
| Withdrawal Update Form 3File: Form 3 June 25.pdf | 8 Oct 2025 |
| Form 2A (FY 2023-2024)File: 23 - 24.pdf | 3 Sep 2025 |
| Form 2A (FY 2022-2023)File: 22,23.pdf | 3 Sep 2025 |
| Form 2A (FY 2021-2022)File: 21,22.pdf | 3 Sep 2025 |
| Form 2A (FY 2024-2025)File: 2A 2024-2025.pdf | 2 Sep 2025 |
| Form 5 (FY 2024-2025)File: F5-FY 2024-25.pdf | 2 Aug 2025 |
| Form 1File: FORM 1.pdf | 23 Jul 2025 |
| Form 2File: FORM 2.pdf | 23 Jul 2025 |
| Form 3File: FROM 3 MARCH 2025.pdf | 23 Jul 2025 |
| Disclosure of Sold and Booked InventoryFile: sold inventroy march 2025.pdf | 23 Jul 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Cozy Karishma Form 2 3 25.pdf | 21 Apr 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: ck Ac Ap25.pdf | 19 Apr 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: ck ca ap25_11zon.pdf | 19 Apr 2025 |
| Disclosure of sold/ booked inventoryFile: sold unsold inventory- Karishma (1).pdf | 8 Apr 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA CK 25_compressed.pdf | 20 Jan 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: COZY KARISHMA F1.pdf | 13 Jan 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: cozy karishma.pdf | 13 Jan 2025 |
| Disclosure of sold/ booked inventoryFile: sold unsold inventory Cozy Karishma.pdf | 6 Jan 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: CK AC FORM 1.pdf | 30 Oct 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Eng CERT SEPT (2).pdf | 25 Oct 2024 |
| Disclosure of sold/ booked inventoryFile: Adobe Scan Oct 15, 2024.pdf | 16 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Karishma Architect Certificate.pdf | 10 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Karishma Engg Certificate (form 2).PDF | 5 Jul 2024 |
| Disclosure of sold/ booked inventoryFile: Sold unsold inventory details till 30 th June 2024.pdf | 2 Jul 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2020-21)File: Karishma From 5 FY 20-21_11zon.pdf | 26 Jun 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2021-22)File: Karishma From 5 FY 21-22_11zon.pdf | 26 Jun 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2022-23)File: Karishma From 5 FY 22-23_11zon.pdf | 26 Jun 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2023-24)File: Karishma From 5 FY 23-24_11zon.pdf | 26 Jun 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: COZY KARISHMA CA CERTIFICAT_compressed.pdf | 28 May 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA Letter 31 03 2022_11zon.pdf | 28 May 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA Letter 31 09 2022_11zon.pdf | 28 May 2024 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2021-22)File: 21,22.pdf | 23 May 2024 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2022-23)File: 22,23.pdf | 23 May 2024 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2023-24)File: 23,24.pdf | 23 May 2024 |
| Declaration in FORM BFile: 5.pdf | 20 May 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Architect Certificate CK.PDF | 20 May 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA Letter Cozy Karishma_compressed.pdf | 8 May 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: ENG CERTIFICATE CK PDF.pdf | 15 Apr 2024 |
| Disclosure of sold/ booked inventoryFile: sold unsold flats inventory.pdf | 3 Apr 2024 |
| Disclosure of sold/ booked inventoryFile: updated sold unsold Inentory.pdf | 18 Jan 2024 |
| Disclosure of sold/ booked inventoryFile: Adobe Scan Jan 10, 2024.pdf | 17 Jan 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Cozy karishma CA Certi Jan24_compressed.pdf | 17 Jan 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Architect Certificate Dec 2023 (1).PDF | 12 Jan 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Cozy Karishma engg certificate jan24.pdf | 11 Jan 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Karishma AC.pdf | 18 Oct 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: COZY KARISHMA ENGINER CE_compressed.pdf | 16 Oct 2023 |
| Disclosure of sold/ booked inventoryFile: COZY KARISHMA SEPTEMBER_compressed.pdf | 3 Oct 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Karishma CA Certificate_compressed.pdf | 22 Jul 2023 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 Karishma Arch Certificate 30-06-2023.PDF | 15 Jul 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Engg Certificate 30-06-2022.pdf | 10 Jul 2023 |
| Disclosure of sold/ booked inventoryFile: Sold unsold inventory details till 30th June 2023_compressed.pdf | 5 Jul 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 CA Certificate.pdf | 29 Apr 2023 |
| Disclosure of sold/ booked inventoryFile: CK Sold Unsold Inventory Cozy Karishma.pdf | 13 Apr 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 Engineer Certificate.pdf | 12 Apr 2023 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Cozy karishma March 2023.pdf | 10 Apr 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Engineers Certificate Cozy Karishma.pdf | 3 Feb 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA Letter Cozy Karishma_compressed.pdf | 23 Jan 2023 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: COZY ARCHITECT CERITIFCATE.PDF | 16 Jan 2023 |
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How this compares with Pune
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Buyer report
Built from this project's filings on the day you order, in plain language.
- 2 conditions on this project's record read and explained, with the clear checks alongside
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- All 116 filed documents as one ZIP, foldered, with a manifest
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Project watch
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- An email each time this filing moves: new sales, a moved possession date, an extension, a complaint, the occupancy certificate
- Plain words, conditions that have happened marked in red
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Builder: MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE
MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE has 1 registration on MahaRERA, including COZY KARISHMA. Its filings disclose no earlier MahaRERA projects. Read the full track record. See more projects on the Pune district page.
Frequently asked questions
What are my rights if COZY KARISHMA is delayed beyond 31 Dec 2027?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of COZY KARISHMA?
The registered promoter entity is MS COZY KARISHMA THROUGH PROPRIETOR MRS VIDYA SANTOSH HARGUDE, an individual as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in COZY KARISHMA?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for COZY KARISHMA?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at COZY KARISHMA?
The professionals named in the filing: Architect: CRYSTAL ARCH; Engineer: RD BANKAR & CO; Chartered Accountant: SANTOSH GIRI & ASSOCIATES; Chartered Accountant: M P P B AND ASSOCIATES LLP; Chartered Accountant: Pravin E. Pise & Associates. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in COZY KARISHMA?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; why the completion date was revised and what the new timeline depends on. The Rs 499 buyer report works through all of them from the filings.
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