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Swastik Sapphire
RG-MH-09106 · RERA P51800000239 · Last updated on MahaRERA portal: 26 Feb 2020
Source: official MahaRERA filing
Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- Separate project account declared
- Allotment letter follows the model form
- Recorded completed on MahaRERA
- All 2 completed earlier projects delivered on promise
Nothing adverse is on this record. The buyer report still reads the filed documents themselves, and places this filing against the promoter's 16 other registrations and every project registered within 2 km.
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Swastik Sapphire is a Others project by Swastik Realtors in Mumbai Suburban, Maharashtra, registered with MahaRERA as P51800000239 on 10 Jul 2017. The registration is recorded completed; possession was promised by 31 Dec 2019.
At a glance
Project
- NameSwastik Sapphire
- TypeOthers
- Location
- Kurla
- Mumbai Suburban
- 400083
- Pincode400083
- MapView location on Google Maps (as filed on RERA)
- RERA no.P51800000239
- ReraGenie IDRG-MH-09106
Builder
- NameSwastik Realtors
- Entity typePartnership
- GSTIN27ABAFS2576A1ZF
- GSTIN is from this promoter's other MahaRERA registrations. This project's own filing does not repeat it.
- PartnersKamlesh Bhawarlal Vagrecha, Arvind Chimanlal Shah, Hiren Dinesh Shah, Sandeep Ganeshlal Jain
- Other registrations16 more →
- Completed8 of 17
- Declared earlier projects10 →
Key dates
Key facts
Registration and timeline
- StatusCompleted
- Registered on10 Jul 2017
- Promised completion31 Dec 2019
- Revised completionNone
- Buildings1 building record
- Documents filed22 files
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| Swastik Sapphire | NA | 19 | 0 | 0 | 0 | 0 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 26 Feb 2020, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
7 of 11 construction stages are filed complete. The stage furthest along is Basement (if any), at 0%.
Swastik Sapphire: 64% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 0% |
| Podiums (if any) | 0% |
| Plinth | 0% |
| Stilt Floor | 0% |
| Slabs of Super Structure | 100% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 100% |
| Sanitary Fittings within the flats / premises | 100% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 100% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 100% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 100% |
Progress on shared amenities16
As on 26 Feb 2020, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 100% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 100% |
| Storm Water Drains | Yes | 100% |
| Landscaping & Tree Planting | Yes | 100% |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | Yes | 100% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 100% |
| Electrical meter room, sub-station, receiving station | Yes | 100% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | No | Not applicable |
| Yoga Room or Fitness Centre | Yes | 100% |
Parking filed42
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership
MahaRERA has published no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
Certifying professionals and partners2
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | Ashish Bhatt & Associates |
| Architect | Enclosurre |
| Partner | Role in project |
|---|---|
| Swastik Realtors | - |
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 3 Jul 2017 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 3 Jul 2017 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 3 Jul 2017 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 11 Oct 2017Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateOn the file
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
uploaded 7 Jan 2020
Documents filed22
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Architect’s Certificate on Completion of Project (Form 4)File: form 4 sapphire.pdf | 26 Feb 2020 |
| Occupancy Certificate/ Completion Certificate/ Architect's certificate of completion for plotted developmentFile: Full OC.pdf | 7 Jan 2020 |
| Certificates of CA (Form 3)File: FORM 3 SWASTIK SAPPHIRE compressed.pdf | 22 Feb 2019 |
| Certificates of CA (Form 5)File: Form-5 35-ilovepdf-compressed.pdf | 30 Dec 2018 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: Architect Certificate December 2018.pdf | 21 Dec 2018 |
| Status of Formation of Legal Entity (Society/Co Op etc.)File: Society Reg Certificate-Tapascharya.pdf | 29 Mar 2018 |
| Commencement Certificates / NA Order for plotted developmentFile: Annexure D_furthercc_signed new.pdf | 11 Oct 2017 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: Architect certificate_sept 2017.pdf | 11 Oct 2017 |
| Certificates of Engineer (Form 2)(Mandatory for only ongoing project)File: Engineer certificate_sept 2017-compressed.pdf | 11 Oct 2017 |
| Certificates of CA (Form 3)File: CA certificate_sept 2017.pdf | 11 Oct 2017 |
| PAN CardFile: PAN SR.PDF | 6 Jul 2017 |
| Declaration in FORM BFile: FORM B_35.pdf | 4 Jul 2017 |
| Proforma of Allotment letterFile: allotment and sale agreement.pdf | 4 Jul 2017 |
| Building plan approvalFile: compressed_Annexure C_IOD.pdf | 3 Jul 2017 |
| Layout approvalFile: Layout-compressed.pdf | 3 Jul 2017 |
| Copy of the legal title reportFile: compressed_Annexure B _Title Certi.pdf | 3 Jul 2017 |
| Details of encumbrancesFile: Self Declaration.pdf | 3 Jul 2017 |
| Copy of Layout Approval (in case of layout)File: Layout-compressed.pdf | 3 Jul 2017 |
| Building Plan Approval (IOD)File: compressed_Annexure C_IOD.pdf | 3 Jul 2017 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: Architect certificate.pdf | 3 Jul 2017 |
| Certificates of Engineer (Form 2)(Mandatory for only ongoing project)File: compressed_Engineer certificate.pdf | 3 Jul 2017 |
| Certificates of CA (Form 3)File: Form 3 CA Certificate.pdf | 3 Jul 2017 |
Promoter's earlier projects7
As disclosed by the promoter in this filing. Where a row names its RERA number, the project links to its own page and the location and registration date are read from that registration.
| Project | Location | Flats | Registered | Status | Promised | Delivered |
|---|---|---|---|---|---|---|
| Swastik RevantaPR1180002501633 | Chembur, Mumbai Suburban | 74 | Dec 2025 | Ongoing | Dec 2028 | Not due yet |
| SWASTIK LEGACYP51800079199 | Subhash Nagar, Mumbai Suburban | 116 | Feb 2025 | Ongoing | Dec 2028 | Not due yet |
| SWASTIK SHIVAAYP51800048188 | SANGHANI ESTATE, Mumbai Suburban | - | Dec 2022 | Ongoing | Dec 2027 | Not due yet |
| Swastik AvighnaP51800045871 | Sanghnai Estate, Mumbai Suburban | 99 | Jun 2022 | Ongoing | Dec 2026 | Not due yet |
| SWASTIK DIVINEP51800046801 | Mulund East, Mumbai Suburban | - | Sep 2022 | Ongoing | Dec 2026 | Not due yet |
| SWASTIK ELEGANCEP51800031928 | Swastik park Chembur, Mumbai Suburban | - | Nov 2021 | Completed | Dec 2023 | Aug 2023 |
| SWASTIK EMERALDP51800014935 | Tagore Nagar, Mumbai Suburban | - | Jan 2018 | Completed | Dec 2022 | Jul 2022 |
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How this compares with Mumbai Suburban
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Buyer report
Useful on a completed registration when you are buying resale, or checking what was promised against what was delivered.
- Red flags and clear checks, the possession story, sanctions and sales, land and title, who you are dealing with
- Joined against the promoter's 16 other registrations and every project registered within 2 km, which the RERA portal never shows together
- All 22 filed documents as one ZIP, foldered, with a manifest
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Filed coordinates, straight-line distance. 151 registered projects within 2 km.
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Builder: Swastik Realtors
Swastik Realtors has 17 registrations on MahaRERA, including Swastik Sapphire and SRISHTI ELEGANCE. Its filings disclose 10 earlier MahaRERA projects: declares 3 of 4 past projects completed on time. Read the full track record. See more projects on the Mumbai Suburban district page.
Frequently asked questions
What are my rights if Swastik Sapphire is delayed beyond 31 Dec 2019?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of Swastik Sapphire?
The registered promoter entity is Swastik Realtors, a partnership as per the filing. Its GSTIN 27ABAFS2576A1ZF can be cross-checked on the MCA and GST portals. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in Swastik Sapphire?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for Swastik Sapphire?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at Swastik Sapphire?
The professionals named in the filing: Architect: Ashish Bhatt & Associates; Architect: Enclosurre. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in Swastik Sapphire?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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