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Registered No litigation declared Residential / Group Housing project

SARASWATI NIWAS

By ANGAL & CO

RG-MH-19190 · RERA P52100078254 · Last updated on MahaRERA portal: 10 Apr 2026

Source: official MahaRERA filing

Red flags

  • No red flags in this filing

Clear

  • No litigation declared
  • No complaints on record
  • Completion date never moved
  • No encumbrance on the project land
  • Separate project account declared
  • Allotment letter follows the model form

Nothing adverse is on this record. The buyer report still reads the filed documents themselves, and places this filing against the promoter's 4 other registrations.

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Nov 2027Possession promisedno revision filed
4 of 11Construction stages donefurthest along: Internal walls, 40%
12 of 14Units unsoldnot recorded sold or booked
0Complaints at MahaRERAon this registration
Jump to the 84 documents Report an error

SARASWATI NIWAS is a Residential / Group Housing project by ANGAL & CO in Pune, Maharashtra, registered with MahaRERA as P52100078254 on 29 Nov 2024. Possession is promised by 1 Nov 2027. 2 of the 14 units on this registration are recorded sold or booked, and 4 of 11 construction stages are filed complete.

At a glance

Project

  • NameSARASWATI NIWAS
  • TypeResidential / Group Housing
  • Location
    • MAHARASTRA
    • SHIVAJI NAGAR-BHAMBURDA
    • Pune (M Corp.)
    • Pune City
    • Pune
    • 411004
  • Pincode411004
  • RERA no.P52100078254
  • ReraGenie IDRG-MH-19190

Builder

  • NameANGAL & CO
  • Entity typePartnership
  • PartnersSOHAN DILIP ANGAL, DILIP SUBHASH ANGAL, SONIA VIKRAM OGALE
  • Other registrations4 more →
  • Completed4 of 5
  • Declared earlier projects8 →

Key dates

this monthRegisteredNov 2024PromisedNov 2027

Key facts

Registration and timeline

  • StatusRegistered
  • Registered on29 Nov 2024
  • Promised completion1 Nov 2027
  • Revised completionNone
  • Buildings1 building record
  • Documents filed84 files

Current status

14%2 of 14 units booked
70.3%Work done, per cost certificate

Figures as on 10 Apr 2026, this project's latest MahaRERA filing.

Buildings and wings, as sanctioned

BuildingWingFloors sanctionedHabitable floorsResidential unitsOther unitsTotal
BUILDING ANA6514014

The full filing

Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.

Construction progress by building1

As on 10 Apr 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.

4 of 11 construction stages are filed complete. The stage furthest along is Internal walls, at 40%.

BUILDING A: 43% average across the applicable activities

ActivityProgress
Excavation100%
Basement (if any)0%
Podiums (if any)0%
Plinth100%
Stilt Floor100%
Slabs of Super Structure100%
Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises40%
Sanitary Fittings within the flats / premises0%
Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks25%
External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing.10%
Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale.0%

Progress on shared amenities15

As on 10 Apr 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.

Common facilityProposedProgress
Internal Roads & FootpathsNoNot applicable
Water SupplyYes0%
Sewerage (Chamber, Lines, Septic Tank , STP)Yes75%
Storm Water DrainsYes50%
Landscaping & Tree PlantingYes0%
Street LightingNoNot applicable
Community BuildingsNoNot applicable
Treatment And Disposal Of Sewage And Sullage WaterNoNot applicable
Solid Waste Management And DisposalYes0%
Water conservation /Rain water harvestingYes0%
Energy managemcntYes0%
Fire protection and fire safety requirementsYes0%
Electrical meter room, sub-station, receiving stationNoNot applicable
Aggregate area of recreational Open SpaceNoNot applicable
Open ParkingNoNot applicable

Parking filed28

Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.

Total parking slots28
Closed/Covered16
Open Space12

Land and ownership13

MahaRERA does not publish landowner contact details. Declared none is the promoter's own declaration to the regulator, not a title search. A search at the sub-registrar is what confirms it.

Land area520 sq m
Land owned byNot the promoter
Named landowners13
Encumbrance on the landDeclared none
CERSAI search filedYes
Declared on17 Jul 2025
LandownerVillageDistrict
MR MAYUR SANJAY GOHADPune (M Corp.)Pune
MRS PALLAVI KIRAN KHALADKARPune (M Corp.)Pune
MR AVINASH KESHAV GOHADPune (M Corp.)Pune
MR SHIRISH KESHAV GOHADPune (M Corp.)Pune
MR MANISH WAMAN GOHADPune (M Corp.)Pune
MRS MRUNMAYEE MANDAR GOSAVIPune (M Corp.)Pune
MRS DHANASHREE SUNIL DESHPANDEPune (M Corp.)Pune
SMT MEENAL LAXMIKANT GOHADPune (M Corp.)Pune
MRS GEETA RUSHIKESH AURADKARPune (M Corp.)Pune
MRS VANITA PRASAD MIRGEPimpri Chinchawad (M Corp.)Pune
MR SURYAKANT SADASHIV GOHADPune (M Corp.)Pune
MR SHRIKANT SADASHIV GOHADPune (M Corp.)Pune
SMT DEVYANI SANJAY GOHADPune (M Corp.)Pune

Approvals and building plan

Sanctioning authorityPune Municipal Corporation
Permissible FSI1167.84
Proposed, not sanctioned1,167 sq m
Buildings approved1
Buildings sanctioned1

Project account and cost

70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.

Separate project accountDeclared
Bank branchC.T.S.NO.885/1, F.P.NO.241/1, BHANDARKAR INSTITUTE ROAD, DECCAN GYMKHANA, PUNE 411 004
Estimated costRs 4.38 cr
Cost incurredRs 3.08 cr
Work done70.32%
BuildingWingEstimatedIncurred
BUILDING ANARs 3.94 crRs 3.08 cr
-NARs 43.80 lakh-

Certifying professionals and partners5

Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.

RoleName
ArchitectStudio Collaborative
EngineerRavindra P Bapat
EngineerVijay Bhagat
Chartered AccountantGosavi Yardi & Co.
Chartered AccountantMukund Ingalgaonkar & Associates
PartnerRole in project
ANGAL & CO-

Complaints filed with MahaRERA

No complaints on record against this registration.

The permission chain

The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.

  1. Legal title reportOn the file

    A lawyer's report on who owns the land and what is registered against it.

    uploaded 12 Nov 2024
  2. Layout approvalOn the file

    The planning authority's approval of how the plots and buildings sit on the land.

    uploaded 22 Aug 2025
  3. Building plan approvalOn the file

    Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.

    uploaded 22 Aug 2025
  4. Commencement CertificateOn the file

    Permission to begin construction. On a plotted development the same slot carries the NA order instead.

    uploaded 22 Aug 2025Confirm the Commencement Certificate covers the specific floor you are buying.
  5. Occupancy CertificateNot due yet

    The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.

    possession is promised for 1 Nov 2027

Documents filed84

As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath; the newest 80 of 84 are shown. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.

DocumentUploaded
Withdrawal Update Form 1File: Form 1 1April2026.pdf10 Apr 2026
Withdrawal Update Form 2File: Form 2 7April2026.pdf10 Apr 2026
Withdrawal Update Form 3File: Form 3 For Saraswati Niwas 010426.pdf10 Apr 2026
Withdrawal Update Form 1File: Form 1 For Saraswati Niwas 1-1-2026.pdf10 Feb 2026
Withdrawal Update Form 2File: Form 2 A Saraswati Niwas 15Jan2026.pdf10 Feb 2026
Withdrawal Update Form 3File: Form 3 For Saraswati Niwas 31-12-2025.pdf10 Feb 2026
Withdrawal Update Form 1File: Form 1 For Saraswati Niwas.pdf6 Nov 2025
Withdrawal Update Form 2File: Form 2 For Saraswati Niwas.pdf6 Nov 2025
Withdrawal Update Form 3File: Form 3 For Saraswati Niwas.pdf6 Nov 2025
Form 5 (FY 2024-2025)File: Saraswati Niwas Form 5.pdf26 Sep 2025
Layout approvalFile: PLAN 1.pdf22 Aug 2025
Building plan approvalFile: PLAN 2.pdf22 Aug 2025
Commencement certificateFile: COMMENCEMNET CERTIFICATE.pdf22 Aug 2025
Layout approvalFile: PLAN 1.pdf22 Aug 2025
Building plan approvalFile: PLAN 2.pdf22 Aug 2025
Form 1File: Form 1 Saraswati Niwas Jan 2025.pdf22 Aug 2025
Form 2File: Form 2 For Saraswati Niwas Jan 2025.pdf22 Aug 2025
Form 3File: Form 3 For Saraswati Niwas Jan 2025.pdf22 Aug 2025
Disclosure of Sold and Booked InventoryFile: SOLD UNSSOLD DEC 2024.pdf22 Aug 2025
Form 1File: Form 1 For Saraswati Niwas April 2025.pdf22 Aug 2025
Form 2File: Form 2 Saraswati Niwas April 2025.pdf22 Aug 2025
Form 3File: Form 3 Saraswati Niwas April 2025.pdf22 Aug 2025
Disclosure of Sold and Booked InventoryFile: SOLD UNSOLD MARCH 2025.pdf22 Aug 2025
Withdrawal Update Form 1File: Form 1 Saraswati Niwas July 2025.pdf22 Aug 2025
Withdrawal Update Form 2File: Form 2 Saraswati Niwas July 2025.pdf22 Aug 2025
Withdrawal Update Form 3File: FORM 3.pdf22 Aug 2025
Layout approvalFile: PLAN 1.pdf13 Aug 2025
Building plan approvalFile: PLAN 2.pdf13 Aug 2025
CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 Saraswati Niwas.pdf18 Apr 2025
Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 Saraswati Niwas.pdf15 Apr 2025
Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 For Saraswati Niwas.pdf11 Apr 2025
Disclosure of sold/ booked inventoryFile: Sold Unsold Flat For Saraswati Niwas.pdf11 Apr 2025
Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 Saraswati Niwas (2).pdf16 Jan 2025
Disclosure of sold/ booked inventoryFile: Disclosure Of Sold Unsold Inventory For SN 010125.pdf16 Jan 2025
Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 Saraswati Niwas (2).pdf16 Jan 2025
Disclosure of sold/ booked inventoryFile: Disclosure Of Sold Unsold Inventory For SN 010125.pdf16 Jan 2025
Layout approvalFile: Approved Drawing 1 11zon.pdf7 Jan 2025
Building plan approvalFile: Approved Drawing 2 11zon.pdf7 Jan 2025
Layout approvalFile: Approved Drawing 1 11zon.pdf7 Jan 2025
Building plan approvalFile: Approved Drawing 2 11zon.pdf7 Jan 2025
Copy of Layout Approval (in case of layout)File: Approved Drawing 1 11zon.pdf7 Jan 2025
Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 For Saraswati Niwas.pdf7 Jan 2025
Commencement Certificates / NA Order for plotted developmentFile: Commencement Certificate dtd 30-12-2024.pdf7 Jan 2025
Building Plan Approval / NA Order for plotted developmentFile: Approved Drawing 2 11zon.pdf7 Jan 2025
Copy of Layout Approval (in case of layout)File: Approved Drawing 1 11zon.pdf7 Jan 2025
Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 For Saraswati Niwas.pdf7 Jan 2025
Commencement Certificates / NA Order for plotted developmentFile: Commencement Certificate dtd 30-12-2024.pdf7 Jan 2025
Building Plan Approval / NA Order for plotted developmentFile: Approved Drawing 2 11zon.pdf7 Jan 2025
CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 For Saraswati Niwas.pdf6 Jan 2025
CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 For Saraswati Niwas.pdf6 Jan 2025
CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 FINAL (SARASWATI NIWAS).pdf13 Nov 2024
Commencement Certificates / NA Order for plotted developmentFile: 2 Other - Technical (2).pdf13 Nov 2024
Commencement Certificates / NA Order for plotted developmentFile: CC Screenshot Saraswati Niwas (Angal).pdf13 Nov 2024
Declaration about Commencement CertificateFile: Disclosure Commencement Certificates (1).pdf13 Nov 2024
Declaration about all RERA Designated Bank Accounts (Format A)File: Self -Declaaration Landowners S.pdf13 Nov 2024
Other - TechnicalFile: CC SCREENSHOT SARASWATI NIWAS ANGAL.pdf13 Nov 2024
Disclosure for secured/unsecured finance availed for the projectFile: 1 Disclosure for secured_unsecured finance availed for the project (1).pdf13 Nov 2024
Copy of the legal title reportFile: Saraswati Niwas Title Search Report_11zon.pdf12 Nov 2024
Other - FinanceFile: Self -Declaaration Landowners S.pdf12 Nov 2024
Other - TechnicalFile: Explanatory Declaration for CC.pdf12 Nov 2024
Deviation Report with respect to model copy of AgreementFile: Deviation for Agreement Certificate For Saraswati Niwas.pdf12 Nov 2024
Proforma of Agreement for saleFile: Saraswati Niwas (Agreement to Sell) Final.pdf12 Nov 2024
Proforma of Allotment letterFile: Saraswati Niwas Allotment Letter (R1).pdf6 Nov 2024
Deviation Report with respect to Allotment letterFile: Deviation Allotment Letter Saraswati Niwas.pdf6 Nov 2024
Declaration about all RERA Designated Bank Accounts (Format A)File: Format A (2).pdf5 Nov 2024
Letter from the bank regarding the opening of RERA Designated Bank Accounts (Format B)File: Format B (1).pdf5 Nov 2024
Building plan approvalFile: Approved Drawing Plan 02_compressed.pdf4 Nov 2024
Building Plan Approval / NA Order for plotted developmentFile: Approved Drawing Plan 02_compressed.pdf4 Nov 2024
PAN CardFile: ANGAL AND CO PAN CARD.pdf30 Oct 2024
Layout approvalFile: Approved Drawing Layout_compressed.pdf26 Oct 2024
Details of encumbrances concerned to FinanceFile: No encumbrance certificate.pdf26 Oct 2024
Details of encumbrances concerned to FinanceFile: Legal encumbrance certificate.pdf26 Oct 2024
Copy of Layout Approval (in case of layout)File: Approved Drawing Layout_compressed.pdf26 Oct 2024
Declaration in FORM BFile: FORM B Promoter.pdf26 Oct 2024
Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 For Saraswati Niwas.pdf26 Oct 2024
Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 Saraswati Niwas.pdf26 Oct 2024
Commencement Certificates / NA Order for plotted developmentFile: Commencement Certificate 11-09-2024.pdf26 Oct 2024
CERSAI detailsFile: CERSAI Declaration (1).pdf26 Oct 2024
Details of encumbrances concerned to LegalFile: No encumbrance certificate.pdf26 Oct 2024
Details of encumbrances concerned to LegalFile: Legal encumbrance certificate.pdf26 Oct 2024

Promoter's earlier projects8

As disclosed by the promoter in this filing. Where a row names its RERA number, the project links to its own page and the location and registration date are read from that registration.

6 delivered on promise2 delivered late
ProjectLocationFlatsStatusPromisedDelivered
NakshatraS No 5 by 81 plus 82 Pashan90CompletedSep 2024Nov 2022
IreneFP No 116 117 121by6 Lane No 13 Prabhat Road9CompletedDec 2020Oct 2019
RatnaPadmaCTS No 301 FP No 63 Shilavihar Colony Erandvane11CompletedJun 2018Feb 2018
TATHASTUOFF LANE NO 14 PRABHAT ROAD ERANDWANE PUNE 41100411CompletedDec 2016Oct 2016
ADORABEHIND MITCON COLLEGE BALEWADI PUNE 41104517CompletedDec 2015Late, Jun 2016
SHAKUNTALModel Colony Shivajinagar Pune 4110166CompletedJun 2014Late, Sep 2014
FLORENZAHARE KRISHNA MANDIR ROAD MODEL COLONY SHIVAJINAGAR PUNE 41101610CompletedDec 2013Nov 2013
BOUGAN VILASBEHIND MITCON COLLEGE BALEWADI PUNE 4110452CompletedJun 2013Mar 2013

How this compares with Pune

14%of this project is bookeddistrict median 31%
26%of Pune projects moved their completion datethis one has not
26%of Pune registrations have lapsed or been cancelledthis one is on the register

Computed across the 13,700+ Pune projects on ReraGenie, from their own filings.

Free monthly report: Pune on MahaRERA, month by month. What registered each month, this city against the other six, the possession pipeline and the pincode micro-markets, from these same filings.

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How alerts work

Other projects near SHIVAJI NAGAR-BHAMBURDA13,700+ in Pune

Builder: ANGAL & CO

ANGAL & CO has 5 registrations on MahaRERA, including RATNAPADMA and Irene. Its filings disclose 8 earlier MahaRERA projects: declares 6 of 8 past projects completed on time. Read the full track record. See more projects on the Pune district page.

Frequently asked questions

What are my rights if SARASWATI NIWAS is delayed beyond 1 Nov 2027?

Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.

How do I verify and contact the developer of SARASWATI NIWAS?

The registered promoter entity is ANGAL & CO, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.

Is my payment protected in SARASWATI NIWAS?

Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.

How current is the construction progress shown for SARASWATI NIWAS?

Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.

Who certifies construction progress at SARASWATI NIWAS?

The professionals named in the filing: Architect: Studio Collaborative; Engineer: Ravindra P Bapat; Engineer: Vijay Bhagat; Chartered Accountant: Gosavi Yardi & Co.; Chartered Accountant: Mukund Ingalgaonkar & Associates. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.

What should I check before booking in SARASWATI NIWAS?

Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.

Read the whole filing and still not sure? That is what the Rs 499 buyer report is for: the conditions on this record read one by one, the progress against the promise, this promoter's other registrations, what the filed documents themselves say, and a ZIP of every document on the filing. It carries the Rs 299 project watch free for 90 days.

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