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DISHA CO OPERATIVE HOUSING SOCIETY LTD
By GAGAN DEVELOPERS AND ENGINEERS
RG-MH-78781 · RERA P51700015245 · Last updated on MahaRERA portal: 7 Dec 2023
Source: official MahaRERA filing
Red flags
- 2 extensions taken
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- Separate project account declared
- Allotment letter follows the model form
- Recorded completed on MahaRERA
1 condition is on this record. What each one means for someone buying here, and what the promoter's own filed documents say behind it, is what the buyer report adds.
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DISHA CO OPERATIVE HOUSING SOCIETY LTD is a Residential / Group Housing project by GAGAN DEVELOPERS AND ENGINEERS in Thane, Maharashtra, registered with MahaRERA as P51700015245 on 8 Feb 2018. The registration is recorded completed; possession was promised by 31 Jan 2020.
At a glance
Project
- NameDISHA CO OPERATIVE HOUSING SOCIETY LTD
- TypeResidential / Group Housing
- Location
- CHIKANGHAR
- KALYAN WEST
- Kalyan-Dombivali (M Corp.)
- Kalyan
- Thane
- 421301
- Pincode421301
- MapView location on Google Maps (as filed on RERA)
- RERA no.P51700015245
- ReraGenie IDRG-MH-78781
Key dates
Key facts
Registration and timeline
- StatusCompleted
- Registered on8 Feb 2018
- Promised completion31 Jan 2020
- Revised completionNone
- Buildings1 building record
- Documents filed41 files
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| DISHA CO-OPERATIVE HOUSING SOCIETY LTD | NA | 8 | 0 | 0 | 0 | 0 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 7 Dec 2023, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
10 of 11 construction stages are filed complete. The stage furthest along is Podiums (if any), at 0%.
DISHA CO-OPERATIVE HOUSING SOCIETY LTD: 91% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | 0% |
| Plinth | 100% |
| Stilt Floor | 100% |
| Slabs of Super Structure | 100% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 100% |
| Sanitary Fittings within the flats / premises | 100% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 100% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 100% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 100% |
Progress on shared amenities15
As on 7 Dec 2023, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 100% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 100% |
| Storm Water Drains | Yes | 100% |
| Landscaping & Tree Planting | No | Not applicable |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | Yes | 100% |
| Energy managemcnt | Yes | 100% |
| Fire protection and fire safety requirements | Yes | 100% |
| Electrical meter room, sub-station, receiving station | Yes | 100% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | No | Not applicable |
Land and ownership
MahaRERA has published no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
Certifying professionals and partners2
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | VIJAY PANDEY AND ASSOCIATES |
| Engineer | Techline Consulting Enginees |
| Partner | Role in project |
|---|---|
| GAGAN DEVELOPERS AND ENGINEERS | - |
Extensions applied for2
A revised date filed with the regulator does not change the possession date in your agreement for sale.
Reason as filed by the promoterWe, Gagan Developers and Engineers, have registered for our real estate project " DISHA CO OPERATIVE HOUSING SOCIETY LTD " bearing registration no. P51700015245. The date of completion of the project was given as 31.01.2020 at the time of registration. However, we couldn’t complete said project within the stipulated period due to shortage of sand, inadequate labour supply and changes in policies. The finishing work, fire-fighting NOC, electricity main line connection and solar work are yet to be completed. We request to kindly accept our application and grant us the extension till 30.01.2021
Reason as filed by the promoterWe, Gagan Engineers and Developers, have registered for our real estate project " DISHA CO-OPERATIVE HOUSING SOCIETY LTD " bearing registration no. P51700015245.The date of completion of the project was given as 31.01.2021 at the time of registration which was extended to 30.07.2021. However, we couldn’t complete said project within the stipulated period due Covid-19 pandemic, inadequate labour supply and changes in policies. We request to kindly accept our application and grant us the extension till 29.07.2022. We have obtained necessary consent of allottees in FORM-B as per Maharera Rules. W
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 22 Jan 2018 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 9 Jul 2021 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 22 Jan 2018 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 5 Jul 2021Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateOn the file
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
uploaded 8 Jun 2022
Documents filed41
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Annual Audit Report of Statutory CA (Form 5) (FY 2021-22)File: Form 5-Disha-01-04-2021 to 31-03-2022_0001.pdf | 7 Dec 2023 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2022-23)File: Form 5 Disha 01-04-2022 to 13-05-2022_0001.pdf | 7 Dec 2023 |
| Certificates of CA (Form 3)File: Form 3 Scanned with sign_0001_compressed.pdf | 4 Dec 2023 |
| Certificates of CA (Form 3)File: Form 3 Scanned with sign_0001_compressed.pdf | 4 Dec 2023 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2020-21)File: form 5 gagan developers.pdf | 30 Nov 2023 |
| Details of encumbrances concerned to FinanceFile: Legal Encumbrances.pdf | 8 May 2023 |
| Details of encumbrances concerned to FinanceFile: Financial Encumbrances.pdf | 8 May 2023 |
| Details of encumbrances concerned to LegalFile: Legal Encumbrances.pdf | 8 May 2023 |
| Details of encumbrances concerned to LegalFile: Financial Encumbrances.pdf | 8 May 2023 |
| Occupancy Certificate/ Completion Certificate/ Architect's certificate of completion for plotted developmentFile: Disha - Occupancy Certificate.pdf | 8 Jun 2022 |
| Architect’s Certificate on Completion of Project (Form 4)File: Form 4 RERA Completion letter.pdf | 8 Jun 2022 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: FORM 1.pdf | 15 Feb 2022 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2018-19)File: RERA Audit FORM-5.pdf | 12 Jul 2021 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2018-19)File: RERA Audit FORM-5.pdf | 11 Jul 2021 |
| Layout approvalFile: PLAN LAYOUT.pdf | 9 Jul 2021 |
| Copy of Layout Approval (in case of layout)File: PLAN LAYOUT.pdf | 9 Jul 2021 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: FORM-1-08072021.pdf | 9 Jul 2021 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2019-20)File: FORM2AQAMARCH20.pdf | 9 Jul 2021 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2020-21)File: FORM2AQAMARCH21.pdf | 9 Jul 2021 |
| Commencement Certificates / NA Order for plotted developmentFile: REVISED CC-DISHA.pdf | 5 Jul 2021 |
| Declaration about Commencement CertificateFile: declaration-format D.pdf | 5 Jul 2021 |
| Disclosure of sold/ booked inventoryFile: sold-unsold list.pdf | 5 Jul 2021 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2019-20)File: FORM 5-DISHA CHS -Annual Audit-RERA-19-20.pdf | 5 Jul 2021 |
| Certificates of CA (Form 3)File: FORM-3-Final.pdf | 29 Nov 2019 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2018-19)File: UDIN FORM 5.pdf | 29 Nov 2019 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: FORM-1.pdf | 14 Jun 2019 |
| Proforma of Allotment letterFile: Agreement for sale -gagan developers bidwai.pdf | 1 Feb 2018 |
| Proforma of Allotment letterFile: Allotment letter.pdf | 1 Feb 2018 |
| Layout approvalFile: compresspdf_kR39C0iF.pdf | 30 Jan 2018 |
| Details of encumbrancesFile: Self Declaration.pdf | 30 Jan 2018 |
| Copy of Layout Approval (in case of layout)File: compresspdf_kR39C0iF.pdf | 30 Jan 2018 |
| Declaration in FORM BFile: FORM B(23 JAN 18).pdf | 30 Jan 2018 |
| Certificates of Engineer (Form 2)(Mandatory for only ongoing project)File: form-2 fINAL.pdf | 30 Jan 2018 |
| Certificates of CA (Form 3)File: Download File (62).pdf | 30 Jan 2018 |
| Building plan approvalFile: commencement certificate.pdf | 22 Jan 2018 |
| PAN CardFile: gagan developers pan card.pdf | 22 Jan 2018 |
| Copy of the legal title reportFile: title certificate.pdf | 22 Jan 2018 |
| Copy of the legal title reportFile: search report.pdf | 22 Jan 2018 |
| Building Plan Approval (IOD)File: commencement certificate.pdf | 22 Jan 2018 |
| Commencement Certificates / NA Order for plotted developmentFile: commencement certificate.pdf | 22 Jan 2018 |
| Certificates of Architect (Form 1)(Mandatory for only ongoing project)File: Architect certificate.pdf | 22 Jan 2018 |
Promoter's earlier projects1
As disclosed by the promoter in this filing. Where a row names its RERA number, the project links to its own page and the location and registration date are read from that registration.
| Project | Location | Flats | Status | Promised | Delivered |
|---|---|---|---|---|---|
| Vatsalya Project | Chikanghar Taluka Kalyan west District Thane | 15 | Completed | Mar 2014 | Late, Mar 2014 |
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Buyer report
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- All 41 filed documents as one ZIP, foldered, with a manifest
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Builder: GAGAN DEVELOPERS AND ENGINEERS
GAGAN DEVELOPERS AND ENGINEERS has 2 registrations on MahaRERA, including DISHA CO OPERATIVE HOUSING SOCIETY LTD and NAV ASHOKVAN COOPERATIVE HOUSING SOCIETY LTD. Its filings disclose 1 earlier MahaRERA project: declares 0 of 1 past projects completed on time. Read the full track record. See more projects on the Thane district page.
Frequently asked questions
What are my rights if DISHA CO OPERATIVE HOUSING SOCIETY LTD is delayed beyond 31 Jan 2020?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of DISHA CO OPERATIVE HOUSING SOCIETY LTD?
The registered promoter entity is GAGAN DEVELOPERS AND ENGINEERS, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in DISHA CO OPERATIVE HOUSING SOCIETY LTD?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for DISHA CO OPERATIVE HOUSING SOCIETY LTD?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at DISHA CO OPERATIVE HOUSING SOCIETY LTD?
The professionals named in the filing: Architect: VIJAY PANDEY AND ASSOCIATES; Engineer: Techline Consulting Enginees. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in DISHA CO OPERATIVE HOUSING SOCIETY LTD?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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