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12 Villas
By Kaumudi Builders and Developers
RG-MH-31576 · RERA P52800079911 · Last updated on MahaRERA portal: 25 Feb 2026
Source: official MahaRERA filing
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Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- No encumbrance on the project land
- Separate project account declared
- Allotment letter follows the model form
- All 5 earlier projects delivered on promise
Nothing adverse is on this record. The buyer report still reads the filed documents themselves, and places this filing against the promoter's 1 other registration.
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12 Villas is a Residential / Group Housing project by Kaumudi Builders and Developers in Ratnagiri, Maharashtra, registered with MahaRERA as P52800079911 on 29 Mar 2025. Possession is promised by 31 Dec 2027. 0 of the 12 units on this registration are recorded sold or booked, and 0 of 22 construction stages are filed complete.
At a glance
Project
- Name12 Villas
- TypeResidential / Group Housing
- Location
- Nachane GP Road
- Sambhajinagar
- Nachane (CT)
- Ratnagiri
- 415639
- Pincode415639
- RERA no.P52800079911
- ReraGenie IDRG-MH-31576
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on29 Mar 2025
- Promised completion31 Dec 2027
- Revised completionNone
- Buildings2 building records
- Documents filed40 files
Current status
Figures as on 25 Feb 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| B-1-6 | NA | 2 | 2 | 6 | 0 | 6 |
| B-7-12 | NA | 2 | 2 | 6 | 0 | 6 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building2
As on 25 Feb 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
0 of 22 construction stages are filed complete across 2 buildings. The stage furthest along is Excavation, at 0%.
B-1-60%
| Activity | Progress |
|---|---|
| Excavation | 0% |
| Basement (if any) | 0% |
| Podiums (if any) | 0% |
| Plinth | 0% |
| Stilt Floor | 0% |
| Slabs of Super Structure | 0% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 0% |
| Sanitary Fittings within the flats / premises | 0% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 0% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 0% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 0% |
B-7-120%
| Activity | Progress |
|---|---|
| Excavation | 0% |
| Basement (if any) | 0% |
| Podiums (if any) | 0% |
| Plinth | 0% |
| Stilt Floor | 0% |
| Slabs of Super Structure | 0% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 0% |
| Sanitary Fittings within the flats / premises | 0% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 0% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 0% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 0% |
Progress on shared amenities15
As on 25 Feb 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | No | Not applicable |
| Landscaping & Tree Planting | No | Not applicable |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | Yes | 0% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | No | Not applicable |
| Electrical meter room, sub-station, receiving station | Yes | 0% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | Yes | 0% |
Parking filed12
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
| Building | Open Space | Total |
|---|---|---|
| B-1-6 | 6 | 6 |
| B-7-12 | 6 | 6 |
Land and ownership1
MahaRERA does not publish landowner contact details. Declared none is the promoter's own declaration to the regulator, not a title search. A search at the sub-registrar is what confirms it.
| Landowner | Village | District |
|---|---|---|
| Kaumudi Builders & Developers | Nachane (CT) | Ratnagiri |
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
Certifying professionals and partners4
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | Shabbir Borkar |
| Engineer | Arun Keer |
| Chartered Accountant | Patwardhan H L and Company |
| Chartered Accountant | Patwardhan H. L. AND CO |
| Partner | Role in project |
|---|---|
| Kaumudi Builders and Developers | - |
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 22 Jan 2025 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 30 Nov 2024 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 29 Nov 2024 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 29 Nov 2024Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 31 Dec 2027
Documents filed40
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Form 1File: Form 1.pdf | 25 Feb 2026 |
| Form 2File: Form 2.pdf | 25 Feb 2026 |
| Form 3File: Form 3.pdf | 25 Feb 2026 |
| Disclosure of Sold and Booked InventoryFile: Sold Booked.pdf | 25 Feb 2026 |
| Form 1File: architect certificate july -sept 25.pdf | 28 Dec 2025 |
| Form 2File: July -sept 25 form 2.pdf | 28 Dec 2025 |
| Form 3File: july -sept 25 form 3.pdf | 28 Dec 2025 |
| Disclosure of Sold and Booked InventoryFile: booked inventory.pdf | 28 Dec 2025 |
| Form 1File: Form 1.pdf | 23 Oct 2025 |
| Form 2File: Form 2.pdf | 23 Oct 2025 |
| Disclosure of Sold and Booked InventoryFile: sold_Booked inventory.pdf | 23 Oct 2025 |
| Form 3File: Form 3.pdf | 23 Oct 2025 |
| Other - LegalFile: form B kaumudi.pdf | 28 Mar 2025 |
| Declaration about all RERA Designated Bank Accounts (Format A)File: Bank format A.pdf | 22 Mar 2025 |
| Letter from the bank regarding the opening of RERA Designated Bank Accounts (Format B)File: Rera format B kaumudi.pdf | 22 Mar 2025 |
| Declaration about Commencement CertificateFile: New Commencement certificate.pdf | 3 Feb 2025 |
| Declaration in FORM BFile: newest form B.pdf | 30 Jan 2025 |
| Other - TechnicalFile: annexure A.pdf | 29 Jan 2025 |
| Proforma of Allotment letterFile: Allotment letter PDF.pdf | 24 Jan 2025 |
| Deviation Report with respect to Allotment letterFile: pdf rera doc_1.pdf | 24 Jan 2025 |
| Deviation Report with respect to model copy of AgreementFile: pdf rera doc_2.pdf | 24 Jan 2025 |
| Proforma of Agreement for saleFile: new AFS PDF.pdf | 24 Jan 2025 |
| Copy of the legal title reportFile: S0T1000034_2501061713000_compressed (1).pdf | 22 Jan 2025 |
| Other - LegalFile: 12 villas 7 12.pdf | 22 Jan 2025 |
| Other - LegalFile: mail to Rera from SDO Ratnagiri.pdf | 22 Jan 2025 |
| CERSAI detailsFile: CERSAI_Search_Report_200334749412_For_Asset_Based_Search_08_01_2025_16_38_55_478.pdf | 22 Jan 2025 |
| CERSAI detailsFile: CERSAI_Search_Report_200334756158_For_Asset_Based_Search_08_01_2025_17_03_05_422.pdf | 22 Jan 2025 |
| Disclosure for secured/unsecured finance availed for the projectFile: New disclosure for secured-unsecured finance availed for 12 villas.pdf | 22 Jan 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: 12 villas CA Form 3.pdf | 26 Dec 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: 12 Villas Architechts Form1.pdf | 13 Dec 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: 12 Villas Engineer's Rera Certificate Form 2.pdf | 13 Dec 2024 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: disclosure of interest in other real estate organisations.pdf | 13 Dec 2024 |
| Details of encumbrances concerned to FinanceFile: No encumbrance Rera 12 Villas.pdf | 12 Dec 2024 |
| Details of encumbrances concerned to LegalFile: No encumbrance Rera 12 Villas.pdf | 12 Dec 2024 |
| Layout approvalFile: 12 Villas Sanction Plan_compressed.pdf | 30 Nov 2024 |
| PAN CardFile: KBD PANCARD.pdf | 30 Nov 2024 |
| Copy of Layout Approval (in case of layout)File: 12 Villas Sanction Plan_compressed.pdf | 30 Nov 2024 |
| Building plan approvalFile: 12 Villas Sanction Plan_compressed (1).pdf | 29 Nov 2024 |
| Commencement Certificates / NA Order for plotted developmentFile: 12 Villas NA Order.pdf | 29 Nov 2024 |
| Building Plan Approval / NA Order for plotted developmentFile: 12 Villas Sanction Plan_compressed (1).pdf | 29 Nov 2024 |
Promoter's earlier projects5
As disclosed by the promoter in this filing. Where a row names its RERA number, the project links to its own page and the location and registration date are read from that registration.
| Project | Location | Flats | Registered | Status | Promised | Delivered |
|---|---|---|---|---|---|---|
| SWARAJYAP52800016000 | Behind TV Tower, Ratnagiri | 95 | Apr 2018 | Completed | Mar 2024 | Aug 2022 |
| Om Vihar Sankul Vishakha-Anuradha | SN27HN2-1A-4 | 72 | - | Completed | Nov 2017 | Apr 2017 |
| Lakshmi Niwas | CTSN 204-3 CTSN 204- 4 Thiba Palace Road Ratnagiri | 8 | - | Completed | Dec 2014 | May 2014 |
| Om Avenue | CTSN2939 2938A3 Jail Road Ratnagiri | 47 | - | Completed | May 2014 | Dec 2013 |
| Om Vihar Sankul Ashlesha | SN27 HN2-1A-3 Padavewadi Mirjole Ratnagiri | 18 | - | Completed | Mar 2013 | Jun 2012 |
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Builder: Kaumudi Builders and Developers
Kaumudi Builders and Developers has 2 registrations on MahaRERA, including SWARAJYA and 12 Villas. Its filings disclose 5 earlier MahaRERA projects: declares 5 of 5 past projects completed on time. Read the full track record. See more projects on the Ratnagiri district page.
Frequently asked questions
What are my rights if 12 Villas is delayed beyond 31 Dec 2027?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of 12 Villas?
The registered promoter entity is Kaumudi Builders and Developers, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in 12 Villas?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for 12 Villas?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at 12 Villas?
The professionals named in the filing: Architect: Shabbir Borkar; Engineer: Arun Keer; Chartered Accountant: Patwardhan H L and Company; Chartered Accountant: Patwardhan H. L. AND CO. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in 12 Villas?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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