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Spectrum Life
RG-MH-23709 · RERA P51800079021 · Last updated on MahaRERA portal: 26 Feb 2026
Source: official MahaRERA filing
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Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- No encumbrance on the project land
- Separate project account declared
- Allotment letter follows the model form
Nothing adverse is on this record. The buyer report still reads the filed documents themselves.
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Spectrum Life is a Residential / Group Housing project by TSV SANTACRUZ REALTY LLP in Mumbai Suburban, Maharashtra, registered with MahaRERA as P51800079021 on 31 Jan 2025. Possession is promised by 31 Dec 2028. 2 of the 63 units on this registration are recorded sold or booked, and 2 of 11 construction stages are filed complete.
At a glance
Project
- NameSpectrum Life
- TypeResidential / Group Housing
- Location
- STY Relief Road
- Daulat Nagar
- Santacruz West
- Mumbai
- Vileparle
- Andheri
- Mumbai Suburban
- 400049
- Pincode400049
- RERA no.P51800079021
- ReraGenie IDRG-MH-23709
Builder
- NameTSV SANTACRUZ REALTY LLP
- Entity typePartnership
- Designated PartnersSujay Pradeep Kalele, Hitesh Chhatwal
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on31 Jan 2025
- Promised completion31 Dec 2028
- Revised completionNone
- Buildings1 building record
- Documents filed51 files
Current status
Figures as on 26 Feb 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| Spectrum Life | NA | 12 | 6 | 63 | 0 | 63 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 26 Feb 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
2 of 11 construction stages are filed complete. The stage furthest along is Podiums (if any), at 0%.
Spectrum Life: 18% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | 0% |
| Plinth | 0% |
| Stilt Floor | 0% |
| Slabs of Super Structure | 0% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 0% |
| Sanitary Fittings within the flats / premises | 0% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 0% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 0% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 0% |
Progress on shared amenities15
As on 26 Feb 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | Yes | 0% |
| Landscaping & Tree Planting | Yes | 0% |
| Street Lighting | No | Not applicable |
| Community Buildings | Yes | 0% |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | Yes | 0% |
| Water conservation /Rain water harvesting | Yes | 0% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 0% |
| Electrical meter room, sub-station, receiving station | Yes | 0% |
| Aggregate area of recreational Open Space | Yes | 0% |
| Open Parking | No | Not applicable |
Parking filed146
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership1
MahaRERA does not publish landowner contact details. Declared none is the promoter's own declaration to the regulator, not a title search. A search at the sub-registrar is what confirms it.
| Landowner | Village | District |
|---|---|---|
| New Devrup CHS No 2 | Vileparle | Mumbai Suburban |
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Building | Wing | Estimated | Incurred |
|---|---|---|---|
| Spectrum Life | NA | Rs 45.96 cr | Rs 6.87 cr |
| - | NA | Rs 3.25 cr | - |
Certifying professionals and partners6
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | Spacera Architect |
| Engineer | Vishanth Nair |
| Engineer | Prashant Shinde |
| Chartered Accountant | KKSS and Associates |
| Chartered Accountant | AHV and Associates |
| Chartered Accountant | N N Bagwan and Associates |
| Partner | Role in project |
|---|---|
| TSV SANTACRUZ REALTY LLP | - |
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 17 Dec 2024 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 9 Dec 2024 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 5 Dec 2024 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 5 Dec 2024Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 31 Dec 2028
Documents filed51
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Withdrawal Update Form 1File: 2 FORM 1.pdf | 26 Feb 2026 |
| Withdrawal Update Form 2File: 1 Form 2 SL Eng Cert.pdf | 26 Feb 2026 |
| Withdrawal Update Form 3File: TSV Dec 2025 Form 3 Signed.pdf | 26 Feb 2026 |
| Withdrawal Update Form 1File: TSV Form 1 SpacERA 300925.PDF | 15 Feb 2026 |
| Withdrawal Update Form 1File: TSV Form 1 SpacERA 300925.PDF | 15 Feb 2026 |
| Withdrawal Update Form 2File: TSV Form 2 Sept 25.PDF | 15 Feb 2026 |
| Withdrawal Update Form 2File: TSV Form 2 Sept 25.PDF | 15 Feb 2026 |
| Withdrawal Update Form 3File: TSV Form 3 Sept 25-compressed.pdf | 15 Feb 2026 |
| Withdrawal Update Form 3File: TSV Form 3 Sept 25-compressed.pdf | 15 Feb 2026 |
| Withdrawal Update Form 1File: Form 1 Signed.PDF | 23 Aug 2025 |
| Withdrawal Update Form 2File: Form 2 Signed.PDF | 23 Aug 2025 |
| Withdrawal Update Form 3File: TSV June 25 Form 3.pdf | 23 Aug 2025 |
| Form 1File: Form 1.pdf | 12 Jul 2025 |
| Form 2File: Form 2.pdf | 12 Jul 2025 |
| Form 3File: Signed Form 3 March 25.pdf | 12 Jul 2025 |
| Disclosure of Sold and Booked InventoryFile: Signed Sold_Booked Inventory - March 25.pdf | 12 Jul 2025 |
| Withdrawal Update Form 1File: Form 1.pdf | 12 Jul 2025 |
| Withdrawal Update Form 2File: Form 2.pdf | 12 Jul 2025 |
| Withdrawal Update Form 3File: Signed Form 3 March 25.pdf | 12 Jul 2025 |
| Other - FinanceFile: Undertaking rehab unit.pdf | 28 Jan 2025 |
| Other - LegalFile: Annexure A SIGNED.pdf | 14 Jan 2025 |
| Proforma of Agreement for saleFile: Agreement for Sale-Spectrum life santacruz V1.pdf | 14 Jan 2025 |
| Copy of the legal title reportFile: Clarification on CTS Number-TSV Santacruz Realty LLP.pdf | 17 Dec 2024 |
| Details of encumbrances concerned to FinanceFile: Declaration of Encumberances Finance.pdf | 17 Dec 2024 |
| Details of encumbrances concerned to FinanceFile: Encumbrance declaration-legal.pdf | 17 Dec 2024 |
| Details of encumbrances concerned to LegalFile: Declaration of Encumberances Finance.pdf | 17 Dec 2024 |
| Details of encumbrances concerned to LegalFile: Encumbrance declaration-legal.pdf | 17 Dec 2024 |
| Other - TechnicalFile: Declaration cum-undertaking_Sujay kalele.pdf | 10 Dec 2024 |
| Layout approvalFile: 8_IOD_-_Drawing.pdf | 9 Dec 2024 |
| Copy of Layout Approval (in case of layout)File: 8_IOD_-_Drawing.pdf | 9 Dec 2024 |
| Building plan approvalFile: 8 IOD_signed.pdf | 5 Dec 2024 |
| Layout approvalFile: 8 IOD_signed.pdf | 5 Dec 2024 |
| PAN CardFile: 20 TSV Santacruz- PAN.pdf | 5 Dec 2024 |
| Copy of the legal title reportFile: TSV - Santacruz realty LLP RERA Title Certificate Final.pdf | 5 Dec 2024 |
| Copy of Layout Approval (in case of layout)File: 8 IOD_signed.pdf | 5 Dec 2024 |
| Proforma of Allotment letterFile: 2 Allotment letter-Spectrum Life.pdf | 5 Dec 2024 |
| Declaration in FORM BFile: 2 FORM -B-TSV Santacruz Realty LLP.pdf | 5 Dec 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: 3 FORM 1-Architect’s Certificate.pdf | 5 Dec 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 Signed.pdf | 5 Dec 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: 3 Form 2 Engineer Certificate.pdf | 5 Dec 2024 |
| Commencement Certificates / NA Order for plotted developmentFile: 1 FirstCC_signed-SL.pdf | 5 Dec 2024 |
| Building Plan Approval / NA Order for plotted developmentFile: 8 IOD_signed.pdf | 5 Dec 2024 |
| Declaration about Commencement CertificateFile: Declaration of Commencement Certificate.pdf | 5 Dec 2024 |
| CERSAI detailsFile: 5 Declaration of Cersai.pdf | 5 Dec 2024 |
| Declaration about all RERA Designated Bank Accounts (Format A)File: FORMAT A.pdf | 5 Dec 2024 |
| Deviation Report with respect to Allotment letterFile: 5 Deviation sheet for allotment letter-TSV Santacruz Realty LLP.pdf | 5 Dec 2024 |
| Deviation Report with respect to model copy of AgreementFile: 5 Deviation sheet for Rera Agreement for Sale-TSV Santacruz Realty LLP.pdf | 5 Dec 2024 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: 5 Disclosure of Interest-Hitesh Chhatwal.pdf | 5 Dec 2024 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: 5 Disclosure of Interest-Sujay Kalele.pdf | 5 Dec 2024 |
| Letter from the bank regarding the opening of RERA Designated Bank Accounts (Format B)File: Format B.pdf | 5 Dec 2024 |
| Disclosure for secured/unsecured finance availed for the projectFile: 3 Declaration of Secured unsecured-signed.pdf | 5 Dec 2024 |
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Buyer report
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Builder: TSV SANTACRUZ REALTY LLP
TSV SANTACRUZ REALTY LLP has 1 registration on MahaRERA, including Spectrum Life. Its filings disclose no earlier MahaRERA projects. Read the full track record. See more projects on the Mumbai Suburban district page.
Frequently asked questions
What are my rights if Spectrum Life is delayed beyond 31 Dec 2028?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of Spectrum Life?
The registered promoter entity is TSV SANTACRUZ REALTY LLP, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in Spectrum Life?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for Spectrum Life?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at Spectrum Life?
The professionals named in the filing: Architect: Spacera Architect; Engineer: Vishanth Nair; Engineer: Prashant Shinde; Chartered Accountant: KKSS and Associates; Chartered Accountant: AHV and Associates; Chartered Accountant: N N Bagwan and Associates. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in Spectrum Life?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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