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SANTACRUZ ANURAG MANDIR CHSL
RG-MH-48559 · RERA P51800050095 · Last updated on MahaRERA portal: 28 Jan 2025
Source: official MahaRERA filing
Red flags
- 1 complaint at MahaRERA
Clear
- No litigation declared
- Completion date never moved
- Separate project account declared
- Allotment letter follows the model form
- Recorded completed on MahaRERA
1 condition is on this record. What each one means for someone buying here, and what the promoter's own filed documents say behind it, is what the buyer report adds.
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SANTACRUZ ANURAG MANDIR CHSL is a Residential / Group Housing project by S M CONSTRUCTIONS in Mumbai Suburban, Maharashtra, registered with MahaRERA as P51800050095 on 15 Mar 2023. The registration is recorded completed; possession was promised by 31 Aug 2024. 1 complaint is on record with the regulator.
At a glance
Project
- NameSANTACRUZ ANURAG MANDIR CHSL
- TypeResidential / Group Housing
- Location
- TAGORE ROAD
- SANTACRUZ
- Andheri
- Mumbai Suburban
- 400054
- Pincode400054
- MapView location on Google Maps (as filed on RERA)
- RERA no.P51800050095
- ReraGenie IDRG-MH-48559
Builder
- NameS M CONSTRUCTIONS
- Entity typePartnership
- PartnersRASHMI DIVEKAR, SHASHANK PRADHAN, NIKHIAL VARMA
- Other registrations1 more →
- Completed2 of 2
Key dates
Key facts
Registration and timeline
- StatusCompleted
- Registered on15 Mar 2023
- Promised completion31 Aug 2024
- Revised completionNone
- Buildings1 building record
- Documents filed77 files
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| ANURAG BUILDING | NA | 36 | 0 | 0 | 0 | 0 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 28 Jan 2025, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
10 of 11 construction stages are filed complete. The stage furthest along is Podiums (if any), at 0%.
ANURAG BUILDING: 91% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | 0% |
| Plinth | 100% |
| Stilt Floor | 100% |
| Slabs of Super Structure | 100% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 100% |
| Sanitary Fittings within the flats / premises | 100% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 100% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 100% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 100% |
Progress on shared amenities15
As on 28 Jan 2025, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 100% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 100% |
| Storm Water Drains | Yes | 100% |
| Landscaping & Tree Planting | Yes | 100% |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | Yes | 95% |
| Water conservation /Rain water harvesting | No | Not applicable |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 100% |
| Electrical meter room, sub-station, receiving station | Yes | 100% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | No | Not applicable |
Parking filed31
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership1
MahaRERA does not publish landowner contact details. MahaRERA has published no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
| Landowner | Village | District |
|---|---|---|
| SANTACRUZ ANURAG CO-OP HOUSING SOC LTD | Andheri | Mumbai Suburban |
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
Certifying professionals and partners3
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | SHRIKANT VICHARE AND ASSOCIATES |
| Engineer | TECHNOFLOW CONSULTING ENGINEERS |
| Chartered Accountant | HITSU MOTA |
| Partner | Role in project |
|---|---|
| S M CONSTRUCTIONS | - |
Complaints filed with MahaRERA1
| Case no. | Complainant | Respondent | Filed |
|---|---|---|---|
| CC12504523 | Shirish T Ranpura | S M CONSTRUCTIONS | 18/12/2025 |
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 1 Mar 2023 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 8 Feb 2024 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 8 Feb 2024 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 7 Feb 2024Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateOn the file
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
uploaded 7 Dec 2024
Documents filed77
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Architect’s Certificate on Completion of Project (Form 4)File: FORM 4 Architect Certificate.pdf | 28 Jan 2025 |
| Occupancy Certificate/ Completion Certificate/ Architect's certificate of completion for plotted developmentFile: OC SM CONSTRUCTION.pdf | 7 Dec 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SM construction.pdf | 20 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SM Construction Form 1.pdf | 18 Oct 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SM Construction Form 2.pdf | 18 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1.pdf | 19 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 1.pdf | 18 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 2.pdf | 18 Jul 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SM Construction 18072024.pdf | 18 Jul 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 Architect Certificate.pdf | 19 Apr 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: form 2 engineer certificate.pdf | 19 Apr 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form -3 SM CONSTRUCTION .pdf | 19 Apr 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2022-23)File: FORM 5 SM CONSTRUCTION.pdf | 16 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMMAGNATE_ARCHITECT_JAN23_MARCH2023.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMMAGNATE_ARCHITECT_APRIL23_JUNE2023.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMMAGNATE_ARCHITECT_JULY23_SEPT2023.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMCONSTRUCTION_ARCHITECT_JAN23_MAR23.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMCONSTRUCTION_ARCHITECT_APRIL23_JUNE23.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMCONSTRUCTION_ARCHITECT_JULY23_SEPTEMBER23.pdf | 14 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SMCONSTRUCTION_ARCHITECT_OCTOBER23_DECEMBER23.pdf | 14 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SMCONSTRUCTION_RCC_JAN23_MARCH23.pdf | 14 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SMCONSTRUCTION_RCC_APRIL23_ JUNE23.pdf | 14 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SMCONSTRUCTION_RCC_JULY23_SEPT23.pdf | 14 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SMCONSTRUCTION_RCC_OCT23_DEC23.pdf | 14 Feb 2024 |
| Layout approvalFile: anurag plan compressed.pdf | 8 Feb 2024 |
| Building plan approvalFile: anurag plan compressed.pdf | 8 Feb 2024 |
| Copy of Layout Approval (in case of layout)File: anurag plan compressed.pdf | 8 Feb 2024 |
| Building Plan Approval / NA Order for plotted developmentFile: anurag plan compressed.pdf | 8 Feb 2024 |
| Commencement Certificates / NA Order for plotted developmentFile: Further CC.pdf | 7 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 Architect Certificate June 23.pdf | 2 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 2 MARCH 2023 ANURAG.pdf | 2 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 Architect Certificate Sept 2023.pdf | 2 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 Architect Certificate March 23.pdf | 2 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: JAN2023-MARCH 2023 ANURAG.pdf | 2 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 MARCH 2023 ANURAG.pdf | 2 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 JUNE 2023 ANURAG.pdf | 2 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 SEPT 2023 ANURAG.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 2 MARCH 2023 ANURAG.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 2 JUNE 2023 ANURAG.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 2 SEPT 2023 ANURAG.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SM Construction Mar 23.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SM Construction form 3 June 23.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SM Construction form 3 Sep 2023.pdf | 2 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 Final.pdf | 31 Jan 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1.pdf | 11 Jan 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: form 2.pdf | 11 Jan 2024 |
| Details of encumbrances concerned to FinanceFile: 13 02 2023.pdf | 6 Mar 2023 |
| Details of encumbrances concerned to LegalFile: 13 02 2023.pdf | 6 Mar 2023 |
| Proforma of Agreement for saleFile: AOS FINAL.pdf | 6 Mar 2023 |
| Details of encumbrances concerned to FinanceFile: ENCUMBERANCE TO LEGAL 1.pdf | 3 Mar 2023 |
| Details of encumbrances concerned to LegalFile: ENCUMBERANCE TO LEGAL 1.pdf | 3 Mar 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: SA_NOENC_03032023_11zon.pdf | 3 Mar 2023 |
| Layout approvalFile: LAYOUT PLAN.pdf | 1 Mar 2023 |
| Building plan approvalFile: BUILDING PLAN.pdf | 1 Mar 2023 |
| Layout approvalFile: LAYOUT PLAN.pdf | 1 Mar 2023 |
| PAN CardFile: PAN CARD.pdf | 1 Mar 2023 |
| Copy of the legal title reportFile: LEGAL TITLE REPORT.pdf | 1 Mar 2023 |
| Copy of Layout Approval (in case of layout)File: LAYOUT PLAN.pdf | 1 Mar 2023 |
| Copy of Layout Approval (in case of layout)File: LAYOUT PLAN.pdf | 1 Mar 2023 |
| Building Plan Approval / NA Order for plotted developmentFile: BUILDING PLAN.pdf | 1 Mar 2023 |
| Commencement Certificates / NA Order for plotted developmentFile: COMMENCEMENT CERTIFICATE.pdf | 1 Mar 2023 |
| Declaration about Commencement CertificateFile: DECLARATION FOR COMMENCEMENT CERTIFICATE.pdf | 1 Mar 2023 |
| Declaration in FORM BFile: FORM B.pdf | 1 Mar 2023 |
| Declaration in FORM BFile: FORM B 2.pdf | 1 Mar 2023 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1.pdf | 1 Mar 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 2.pdf | 1 Mar 2023 |
| CERSAI detailsFile: CERSAI.pdf | 1 Mar 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA CERTIFICATE.pdf | 1 Mar 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: DISCLOSURE OF INTEREST 1.pdf | 1 Mar 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: DISCLOSURE OF INTEREST 2.pdf | 1 Mar 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: DISCLOSURE OF INTEREST 3.pdf | 1 Mar 2023 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: DISCLOSURE OF INTEREST 4.pdf | 1 Mar 2023 |
| Proforma of Agreement for saleFile: PERFORMA AGREEMENT 2.pdf | 1 Mar 2023 |
| Proforma of Allotment letterFile: ALLOTMENT.pdf | 1 Mar 2023 |
| Separate Bank Account details including no encumbrances on the Bank Account or no escrow on the sameFile: BANK ACCOUNT DETAIL.pdf | 1 Mar 2023 |
| Deviation Report with respect to Allotment letterFile: DEVIATION LETTER.pdf | 1 Mar 2023 |
| Deviation Report with respect to model copy of AgreementFile: DEVIATION LETTER AGREEMENT.pdf | 1 Mar 2023 |
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Buyer report
Useful on a completed registration when you are buying resale, or checking what was promised against what was delivered.
- 1 condition on this project's record read and explained, with the clear checks alongside
- Joined against the promoter's 1 other registration and every project registered within 2 km, which the RERA portal never shows together
- All 77 filed documents as one ZIP, foldered, with a manifest
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Builder: S M CONSTRUCTIONS
S M CONSTRUCTIONS has 2 registrations on MahaRERA, including SHRIRANG RESIDENCY and SANTACRUZ ANURAG MANDIR CHSL. Its filings disclose no earlier MahaRERA projects. Read the full track record. See more projects on the Mumbai Suburban district page.
Frequently asked questions
What are my rights if SANTACRUZ ANURAG MANDIR CHSL is delayed beyond 31 Aug 2024?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of SANTACRUZ ANURAG MANDIR CHSL?
The registered promoter entity is S M CONSTRUCTIONS, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in SANTACRUZ ANURAG MANDIR CHSL?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How do I read the complaint cases filed against SANTACRUZ ANURAG MANDIR CHSL?
Each case number above is a complaint MahaRERA hears in public. On the MahaRERA website, open Complaint Details and search the CC number: the order PDFs, hearing dates and disposal status are free to download. Orders bind the promoter. Before booking, check whether past orders were complied with, not just whether complaints exist; an ignored order is a stronger warning than the complaint itself.
How current is the construction progress shown for SANTACRUZ ANURAG MANDIR CHSL?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at SANTACRUZ ANURAG MANDIR CHSL?
The professionals named in the filing: Architect: SHRIKANT VICHARE AND ASSOCIATES; Engineer: TECHNOFLOW CONSULTING ENGINEERS; Chartered Accountant: HITSU MOTA. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in SANTACRUZ ANURAG MANDIR CHSL?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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