Home / Browse projects / Mumbai Suburban, Maharashtra / SAFAL GANGA SMRUTI
SAFAL GANGA SMRUTI
RG-MH-27946 · RERA P51800024417 · Last updated on MahaRERA portal: 24 Apr 2026
Source: official MahaRERA filing
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Red flags
- 3 complaints at MahaRERA
- Completion date moved by 32 months
- 4 extensions taken
- Rs 24.00 crore secured on the land, in favour of STATE BANK OF INDIA
Clear
- No litigation declared
- Separate project account declared
- Allotment letter follows the model form
4 conditions are on this record. What each one means for someone buying here, and what the promoter's own filed documents say behind it, is what the buyer report adds.
See what the report covers Free either way: or have every new Mumbai Suburban registration emailed to you, free during the pilot beta.Saved. When you are ready to decide, the Rs 499 buyer report reads the fine print for you.
SAFAL GANGA SMRUTI is a Residential / Group Housing project by VARUN HOMES PVT LTD in Mumbai Suburban, Maharashtra, registered with MahaRERA as P51800024417 on 12 Feb 2020. Possession is promised by 30 Nov 2026. The completion date has moved by 32 months from the original filing. 35 of the 63 units on this registration are recorded sold or booked, and 4 of 11 construction stages are filed complete. 3 complaints are on record with the regulator.
At a glance
Project
- NameSAFAL GANGA SMRUTI
- TypeResidential / Group Housing
- Location
- R.C.MARG VILLAGE MARAVALI
- GHATKOPER MAHUL ROAD MUMBAI
- Kurla
- Mumbai Suburban
- 400074
- Pincode400074
- RERA no.P51800024417
- ReraGenie IDRG-MH-27946
Builder
- NameVARUN HOMES PVT LTD
- Entity typeCompany
- DirectorsVARUN VINOD ASRANI, SANJAY VINOD ASRANI
- Other registrations1 more →
- No longer live1 lapsed, de-registered or revoked
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on12 Feb 2020
- Promised completion30 Nov 2026
- Revised completionRevised to 30 Nov 2026 (originally 30 Mar 2024)
- Buildings1 building record
- Documents filed98 files
Current status
Figures as on 24 Apr 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| SAFAL GANGA SMRUTI | NA | 19 | 17 | 63 | 0 | 63 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 24 Apr 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
4 of 11 construction stages are filed complete. The stage furthest along is Slabs of Super Structure, at 61%.
SAFAL GANGA SMRUTI: 52% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 100% |
| Podiums (if any) | 0% |
| Plinth | 100% |
| Stilt Floor | 100% |
| Slabs of Super Structure | 61% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 40% |
| Sanitary Fittings within the flats / premises | 8% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 61% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 6% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 0% |
Progress on shared amenities15
As on 24 Apr 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | Yes | 0% |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | Yes | 0% |
| Landscaping & Tree Planting | Yes | 0% |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | Yes | 0% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 0% |
| Electrical meter room, sub-station, receiving station | Yes | 0% |
| Aggregate area of recreational Open Space | Yes | 0% |
| Open Parking | No | Not applicable |
Parking filed66
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership
A declared charge means a lender has a claim over the project land. Ask the promoter for a no-objection certificate from the lender named above before you pay any amount.
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Building | Wing | Estimated | Incurred |
|---|---|---|---|
| SAFAL GANGA SMRUTI | NA | Rs 15.44 cr | Rs 12.95 cr |
| - | NA | Rs 4.00 cr | - |
Certifying professionals and partners3
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Engineer | VIJAY NARANG |
| Chartered Accountant | P.C. DHOLAKIA & CO |
| Chartered Accountant | BANWAT & CO |
| Partner | Role in project |
|---|---|
| VARUN HOMES PVT LTD | - |
Extensions applied for4
A revised date filed with the regulator does not change the possession date in your agreement for sale.
Reason as filed by the promoterDUE TO SHORTAGE OF TDR IN MARKET , WE ARE UNABLE TO BUY THE SAME. SO 6 MONTHS EXTENSION IS REQUIRED FOR PURCHASE OF TDR AND CONSTRUCTION OF ADDITIONAL 9 FLOOR OF THE BUILDING.
Reason as filed by the promoterBuilding work is completed up to 12 th floor and internal work is in progress, earlier developer had taken extension up to September 2024, extension was received in November 2023, Developer took TDR upto 17th floor and taken approval from commissioner which took 8 months. Now Developer is waiting for fund allocation from Bank, as Developer have taken construction finance. Therefore, developer require additional 6 months i.e. by 31 st March 2025 to complete the construction of project.
Reason as filed by the promoterDue to financial constraints faced ,construction work of the building are not yet completed. Therefore, the we Require additional time i.e. extension upto 31st March 2026 to complete the construction of project. We request you to do the needful.
Reason as filed by the promoterDue to financial issue progress was slow , now all the financial issues have been fully resolved, and construction work has recommenced in full swing with adequate manpower, machinery, and materials deployed at site. Considering the present progress and the revised construction schedule, we requires an additional 8 months (up to November 2026) to complete the project in all respects.
Complaints filed with MahaRERA3
| Case no. | Complainant | Respondent | Filed |
|---|---|---|---|
| CC12602144 | Jyoti Hanumant Gaikwad | VARUN HOMES PVT LTD | 11/04/2026 |
| CC12603468 | SHAKIL JALIL KHAN | VARUN HOMES PVT LTD | 05/06/2026 |
| CC12603592 | SHAKIL JALIL KHAN | VARUN HOMES PVT LTD | 10/06/2026 |
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 8 Feb 2020 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 8 Feb 2020 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 24 Apr 2026 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 24 Apr 2026Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 30 Nov 2026
Documents filed98
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath; the newest 80 of 98 are shown. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Commencement certificateFile: GANGA SMRUTI FULL CC.pdf | 24 Apr 2026 |
| Building plan approvalFile: APPROVED PLAN LETTER may 2025.pdf | 24 Apr 2026 |
| Building plan approvalFile: GS APPROVAL MAY 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 1File: GS FORM 1 JUNE 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 1File: GS FORM 1 SEPT 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 1File: GS FROM 1 DEC 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 1File: GS FORM 1 MAR 2026.pdf | 24 Apr 2026 |
| Withdrawal Update Form 2File: FORM 2 GS JUNE 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 2File: FORM 2 GANGA SMRUTI SEPT 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 2File: FORM 2 GANGA SMRUTI DEC 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 2File: FORM 2 GS MAR 2026.pdf | 24 Apr 2026 |
| Withdrawal Update Form 3File: FROM 3 30TH JUNE 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 3File: FROM 3 30TH SEPTEMBER 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 3File: FROM 3 31ST DECEMBER 2025.pdf | 24 Apr 2026 |
| Withdrawal Update Form 3File: form 3 gs mar 2026.pdf | 24 Apr 2026 |
| Form 2A (FY 2024-2025)File: CGS Form 2A MAR 2026.pdf | 24 Apr 2026 |
| Form 2A (FY 2025-2026)File: CGS Form 2A MAR 2026.pdf | 24 Apr 2026 |
| Form 5 (FY 2025-2026)File: FORM 5 MAR 2026 GS.pdf | 24 Apr 2026 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 MAR 2025.pdf | 17 Apr 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: GANGA SMRUTI FORM 3 MARCH 2025.pdf | 17 Apr 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: from 2 march 2025.pdf | 17 Apr 2025 |
| Disclosure of sold/ booked inventoryFile: DISCLOSURE OF INVENTORY MAR 2025.pdf | 17 Apr 2025 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2023-24)File: form 2a 24- 25.pdf | 17 Apr 2025 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2023-24)File: FORM 5 GANGA SMRUTI 2024 2025.pdf | 17 Apr 2025 |
| Declaration in FORM BFile: FORM B GANGA SMRUTI.pdf | 2 Apr 2025 |
| Disclosure of sold/ booked inventoryFile: Ganga Smruti DISCLOSURE OF INVENTORY.pdf | 2 Apr 2025 |
| Disclosure of Interest in Other Real Estate OrganizationsFile: DISCLOSURE OF INETREST GS.pdf | 29 Mar 2025 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2023-24)File: CGS Form 2A.pdf | 29 Mar 2025 |
| Declaration in FORM BFile: GANGA SMRUTI FORM B UPDATED.pdf | 28 Mar 2025 |
| CERSAI detailsFile: CERSAI GANGA SMRUTI (1).pdf | 28 Mar 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: GANGA SMRUTI FORM 1 DEC 2024.pdf | 1 Feb 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 GANGA SMRUTI dec 2024.pdf | 1 Feb 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: GANGA SMRUTI FORM 2 DEC 2024.pdf | 1 Feb 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 SEPT 2024 GANGA SMRUTI.pdf | 9 Jan 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 GANAG SMRUTI SEPT 2024.pdf | 9 Jan 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: GANGA SMRUTI FORM 2 SEPT 2024.pdf | 9 Jan 2025 |
| Declaration about all RERA Designated Bank Accounts (Format A)File: FORMAT A DESIGNATED BANK GANGA SMRUTI.pdf | 28 Oct 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2023-24)File: FORM 5 GANGA SMRUTI 2023 24.pdf | 28 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 JUNE 2024.pdf | 7 Oct 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 JUNE 2024 GS.pdf | 7 Oct 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 2 JUNE 2024.pdf | 7 Oct 2024 |
| Declaration about Commencement CertificateFile: FORM D GS.pdf | 3 Jul 2024 |
| Disclosure of sold/ booked inventoryFile: INVENTORY UPDATE GS MARCH 2024.pdf | 3 Jul 2024 |
| Building plan approvalFile: APPROVED PLAN LETTER GS.pdf | 2 Jul 2024 |
| Building plan approvalFile: APPROVED PLAN GS.pdf | 2 Jul 2024 |
| Building Plan Approval / NA Order for plotted developmentFile: APPROVED PLAN LETTER GS.pdf | 2 Jul 2024 |
| Building Plan Approval / NA Order for plotted developmentFile: APPROVED PLAN GS.pdf | 2 Jul 2024 |
| Commencement Certificates / NA Order for plotted developmentFile: CC GANGA SMRUTI.pdf | 2 Jul 2024 |
| Declaration in FORM BFile: FORM B MARCH 25.pdf | 26 Jun 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: FORM 1 GANGA SMRUTI MARCH 2024.pdf | 12 Jun 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: FORM 2 GANGA SMRUTI MARCH 2024.pdf | 12 Jun 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 GANGA SMRUTI MAR 2024.pdf | 12 Jun 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SAFAL GANGA SMRUTI FROM 1 SEPT 2023.pdf | 27 Feb 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SAFAL GANGA SMRUTI FROM1 DEC 2023.pdf | 27 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SAFAL GANGA SMRUTI FROM 2 SEPT 2023.pdf | 27 Feb 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SAFAL GANGA SMRUTI FROM 2 DEC 2023.pdf | 27 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SAFAL GANGA SMRUTI FORM 3 SEPT 2023.pdf | 27 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: CA ACCOUNT CERTIFICATE FORM 3.pdf | 27 Feb 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SAFAL GANGA SMRUTI FROM 3 DEC 2023.pdf | 27 Feb 2024 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2021-22)File: FORM 5 APRIL 2021 TO MAR 2022.pdf | 30 Oct 2023 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2022-23)File: FORM 5 APRIL 2022 TO MAR 2023.pdf | 30 Oct 2023 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2019-20)File: FORM 2A- ENGNEERING'S CERTIFICATE-19-20.pdf | 21 Sep 2023 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2020-21)File: FORM 2A- ENGNEERING'S CERTIFICATE-20-21.pdf | 21 Sep 2023 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2021-22)File: FORM 2A- ENGNEERING'S CERTIFICATE-21-22.pdf | 21 Sep 2023 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2022-23)File: FORM 2A- ENGNEERING'S CERTIFICATE-22-23.pdf | 21 Sep 2023 |
| Disclosure of sold/ booked inventoryFile: INVENTORY LIST JUNE 2023.pdf | 21 Sep 2023 |
| Commencement Certificates / NA Order for plotted developmentFile: SAFAL GANGA SMRUTI REENDORSE CC .pdf | 21 Aug 2023 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SMRUTI FORM 2 ENGINEER CERTIFICATE JANUARY 2023.pdf | 21 Aug 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SMRUTI FORM 3 CA CERTIFICATE JANUARY 2023.pdf | 21 Aug 2023 |
| Details of encumbrancesFile: SBI GANGA SMRUTI EMCUMBRANCE CERTIFICATE.pdf | 3 Nov 2022 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2019-20)File: GANGA SMRUTI FORM 5 2020.pdf | 22 Sep 2022 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2020-21)File: GANGA SMRUTI FORM 5 2021.pdf | 22 Sep 2022 |
| Building plan approvalFile: SAFAL GANGA SMRUTI IOD WITH PLAN.pdf | 6 Sep 2022 |
| Building Plan Approval / NA Order for plotted developmentFile: SAFAL GANGA SMRUTI IOD WITH PLAN.pdf | 6 Sep 2022 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: SAFAL GANGA SMRUTI LS CERTICATE.pdf | 6 Sep 2022 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: SAFAL GANGA SMRUTI FORM 2 ANNEXURE B.pdf | 6 Sep 2022 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2020-21)File: SAFAL GANGA SMRUTI FORM 2A.pdf | 6 Sep 2022 |
| Disclosure of sold/ booked inventoryFile: SAFAL GANGA SMRUTI DISCLOSURE OF INVENTORY .pdf | 6 Sep 2022 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: SAFAL GANGA SMRUTI CA CERTIFICATE.pdf | 6 Sep 2022 |
| Proforma of Allotment letterFile: GANGA SMRUTI DRAFT AGREEMENT.pdf | 5 Sep 2022 |
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Buyer report
Built from this project's filings on the day you order, in plain language.
- 4 conditions on this project's record read and explained, with the clear checks alongside
- Joined against the promoter's 1 other registration, which the RERA portal never shows together
- All 98 filed documents as one ZIP, foldered, with a manifest
- The project watch below, included free for 90 days
Project watch
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- An email each time this filing moves: new sales, a moved possession date, an extension, a complaint, the occupancy certificate
- Plain words, conditions that have happened marked in red
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Builder: VARUN HOMES PVT LTD
VARUN HOMES PVT LTD has 2 registrations on MahaRERA, including SAFAL SKY REDEVELOPMENT OF AMEYA CHS LTD and SAFAL GANGA SMRUTI. Its filings disclose no earlier MahaRERA projects. Read the full track record. See more projects on the Mumbai Suburban district page.
Frequently asked questions
What are my rights if SAFAL GANGA SMRUTI is delayed beyond 30 Nov 2026?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of SAFAL GANGA SMRUTI?
The registered promoter entity is VARUN HOMES PVT LTD, a company as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in SAFAL GANGA SMRUTI?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How do I read the complaint cases filed against SAFAL GANGA SMRUTI?
Each case number above is a complaint MahaRERA hears in public. On the MahaRERA website, open Complaint Details and search the CC number: the order PDFs, hearing dates and disposal status are free to download. Orders bind the promoter. Before booking, check whether past orders were complied with, not just whether complaints exist; an ignored order is a stronger warning than the complaint itself.
How current is the construction progress shown for SAFAL GANGA SMRUTI?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at SAFAL GANGA SMRUTI?
The professionals named in the filing: Engineer: VIJAY NARANG; Chartered Accountant: P.C. DHOLAKIA & CO; Chartered Accountant: BANWAT & CO. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in SAFAL GANGA SMRUTI?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; why the completion date was revised and what the new timeline depends on. The Rs 499 buyer report works through all of them from the filings.
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