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Borivali Sai Smruti Cooperative Housing Society Limited
RG-MH-06120 · RERA P51800051859 · Last updated on MahaRERA portal: 13 May 2026
Source: official MahaRERA filing
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Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- No encumbrance on the project land
- Separate project account declared
- Allotment letter follows the model form
Nothing adverse is on this record. The buyer report still reads the filed documents themselves, and places this filing against every project registered within 2 km.
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Borivali Sai Smruti Cooperative Housing Society Limited is a Residential / Group Housing project by M/s Sapphire Developers, registered with MahaRERA as P51800051859 on 7 Jul 2023. Possession is promised by 30 Jun 2027. 0 of the 27 units on this registration are recorded sold or booked, and 4 of 11 construction stages are filed complete.
At a glance
Project
- NameBorivali Sai Smruti Cooperative Housing Society Limited
- TypeResidential / Group Housing
- Location
- Address not stated in filing
- PincodeNot stated
- MapView location on Google Maps (as filed on RERA)
- RERA no.P51800051859
- ReraGenie IDRG-MH-06120
Builder
- NameM/s Sapphire Developers
- Entity typePartnership
- PartnersNiranjan Prakash Adurkar, Pramod Nathuram Gaikwad
Key dates
Key facts
Registration and timeline
- StatusRegistered
- Registered on7 Jul 2023
- Promised completion30 Jun 2027
- Revised completionNone
- Buildings1 building record
- Documents filed94 files
Current status
Figures as on 13 May 2026, this project's latest MahaRERA filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| SAI SMRUTI | NA | 10 | 6 | 2 | 25 | 27 |
The full filing
Everything below is from the project's own MahaRERA filing, free to read. The Rs 499 buyer report reads the filed documents themselves and puts the findings in plain language.
Construction progress by building1
As on 13 May 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
4 of 11 construction stages are filed complete. The stage furthest along is Slabs of Super Structure, at 82%.
SAI SMRUTI: 50% average across the applicable activities
| Activity | Progress |
|---|---|
| Excavation | 100% |
| Basement (if any) | 0% |
| Podiums (if any) | 100% |
| Plinth | 100% |
| Stilt Floor | 100% |
| Slabs of Super Structure | 82% |
| Internal walls, Intemal Plaster, Floorings, Floors and windows within Flats/Premises | 15% |
| Sanitary Fittings within the flats / premises | 0% |
| Staircases, Lifts Wells and Lobbies at each Floor level Overhead and Underground Water Tanks | 46% |
| External plumbing and external plaster, elevation, completion of terraces with waterproofing of the Building / wing. | 5% |
| Installation of Lifts, water pumps, Fire Fighting Fittings and Equipment as per CFO NOC, Electrical fittings, mechanical equipment, compliance to conditions ofenvironment/CRZ NOC, Finishing to entrance lobby/s, plinth protection. paving of areas appurtenant to Building/Wing, Compound Wall and all other requirements as may be required to complete project as per specifications in agreement of Sale. | 3% |
Progress on shared amenities15
As on 13 May 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Internal Roads & Footpaths | No | Not applicable |
| Water Supply | Yes | 0% |
| Sewerage (Chamber, Lines, Septic Tank , STP) | Yes | 0% |
| Storm Water Drains | No | Not applicable |
| Landscaping & Tree Planting | Yes | 0% |
| Street Lighting | No | Not applicable |
| Community Buildings | No | Not applicable |
| Treatment And Disposal Of Sewage And Sullage Water | No | Not applicable |
| Solid Waste Management And Disposal | No | Not applicable |
| Water conservation /Rain water harvesting | Yes | 0% |
| Energy managemcnt | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 0% |
| Electrical meter room, sub-station, receiving station | Yes | 0% |
| Aggregate area of recreational Open Space | No | Not applicable |
| Open Parking | No | Not applicable |
Parking filed95
Slots recorded per building wing in the filing. MahaRERA does not publish a two wheeler or four wheeler split, visitor parking, or the sanctioned allotment, so this is provision as filed and not a comparison against the approved plan.
Land and ownership1
MahaRERA does not publish landowner contact details. Declared none is the promoter's own declaration to the regulator, not a title search. A search at the sub-registrar is what confirms it.
| Landowner | Village | District |
|---|---|---|
| Borivali Sai Smruti CHSL | Borivali | Mumbai Suburban |
Approvals and building plan
Project account and cost
70 percent of buyer money must sit in the project account. Account numbers are not published by MahaRERA, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Building | Wing | Estimated | Incurred |
|---|---|---|---|
| SAI SMRUTI | NA | Rs 40.11 cr | Rs 18.83 cr |
| - | NA | Rs 2.11 cr | - |
Certifying professionals and partners6
Form 1, 2 and 3 certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | MAULI ENTERPRISES |
| Engineer | SHILP CONSULTING ENGINEERS |
| Engineer | TECHNOGEM |
| Engineer | Pramod Vasant Salvi |
| Chartered Accountant | H P Jadeja & Associates |
| Chartered Accountant | Anita A Yadav & Associates |
| Partner | Role in project |
|---|---|
| M/s Sapphire Developers | - |
Complaints filed with MahaRERA
No complaints on record against this registration.
The permission chain
The permissions a project needs, in the order they happen, matched to MahaRERA's own document slots. A slot on the file means the promoter uploaded a document there; it is not proof the permission was granted, and the filing carries no issue dates. An empty slot is not proof an approval is missing.
- Legal title reportOn the file
A lawyer's report on who owns the land and what is registered against it.
uploaded 13 Jun 2023 - Layout approvalOn the file
The planning authority's approval of how the plots and buildings sit on the land.
uploaded 16 Jun 2023 - Building plan approvalOn the file
Sanction of the building plans themselves, filed as an IOD in Mumbai and as a plan approval elsewhere.
uploaded 13 Nov 2025 - Commencement CertificateOn the file
Permission to begin construction. On a plotted development the same slot carries the NA order instead.
uploaded 14 Oct 2024Confirm the Commencement Certificate covers the specific floor you are buying. - Occupancy CertificateNot due yet
The legal go-ahead to move in. It comes at the end, so its absence on a project still under construction is expected.
possession is promised for 30 Jun 2027
Documents filed94
As listed on the registration, named by the MahaRERA slot each file was filed under, with the promoter's own file name beneath; the newest 80 of 94 are shown. The files themselves are available at source: open this registration on the MahaRERA portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Form 1File: FORM 1 Q3 24-25 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 2File: FORM 2 Q3 24-25 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 3File: FORM 3 Q3 24-25.pdf | 13 May 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q3 24-25.pdf | 13 May 2026 |
| Form 1File: FORM 1 Q1 24-25 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 2File: FORM 2 Q1 24-25 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 3File: Form 3 Q1 24-25 Sai Smruti CHSL.pdf | 13 May 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q1 24-25.pdf | 13 May 2026 |
| Form 1File: Form 1 Q2 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 2File: Form 2 Q2 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 3File: Form 3 Q2 23-24 Sai smruti CHSL-.pdf | 13 May 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q2 23-24 new.pdf | 13 May 2026 |
| Form 1File: Form 1 Q3 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 2File: Form 2 Q3 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 3File: Form 3 Q3 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q3 23-24 new.pdf | 13 May 2026 |
| Form 1File: Form 1 Q4 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Form 2File: Form 2 Q4 23-24 Sai Smruti CHSL-.pdf | 13 May 2026 |
| Form 3File: Form 3 Q4 23-24 Sai Smruti CHSL.pdf | 13 May 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q4 23-24 new.pdf | 13 May 2026 |
| Withdrawal Update Form 1File: Form 1 Q1 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 1File: Form 1 Q2 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 1File: Form 1 Q3 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 2File: Form 2 Q1 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 2File: Form 2 Q2 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 2File: Form 2 Q3 25-26 Sai Smruti.pdf | 12 May 2026 |
| Withdrawal Update Form 3File: Form 3 Q1 25-26 Sai Smriti_FNL.pdf | 12 May 2026 |
| Withdrawal Update Form 3File: Form 3 Q2 25-26 Sai Smriti_FNL.pdf | 12 May 2026 |
| Withdrawal Update Form 3File: Form 3 Q3 25-26 Sai Smriti_FNL.pdf | 12 May 2026 |
| Form 1File: FORM 1 Q2 24-25.pdf | 9 Jan 2026 |
| Form 2File: FORM 2 Q2 24-25.pdf | 9 Jan 2026 |
| Form 3File: FORM 3 Q2 24-25.pdf | 9 Jan 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q2 24-25.pdf | 9 Jan 2026 |
| Form 1File: FORM 1 Q4 24-25 New.pdf | 9 Jan 2026 |
| Form 2File: FORM 2 Q4 24-25 New.pdf | 9 Jan 2026 |
| Form 3File: Form 3 Q4 24-25 New.pdf | 9 Jan 2026 |
| Disclosure of Sold and Booked InventoryFile: INVENTORY Q4 24-25 New.pdf | 9 Jan 2026 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_1-1.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_2-2.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_3-3.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_4-4.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_5-5.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_6-6.pdf | 13 Nov 2025 |
| Building plan approvalFile: Sai Smruti Amended 16th Part new_7-end.pdf | 13 Nov 2025 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form-1-Q2-FY-2425 REVISED.pdf | 4 Jan 2025 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form-3 Q2-FY-2024-25 Sai Smruti CHSL Signature.pdf | 4 Jan 2025 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form-2-Q2-FY-2425 REVISED.pdf | 4 Jan 2025 |
| Disclosure of sold/ booked inventoryFile: Sold Unsold Inventory 30 09 2024.pdf | 4 Jan 2025 |
| Engineers Certificate on Quality Assurance (Form 2A FY 2023-24)File: Form2A2324.pdf | 3 Jan 2025 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2023-24)File: Form52324.pdf | 3 Jan 2025 |
| Annual Audit Report of Statutory CA (Form 5) (FY 2023-24)File: Form52324.pdf | 3 Jan 2025 |
| CERSAI detailsFile: 1 CERSAI details Q2 24-25.pdf | 2 Jan 2025 |
| Details of encumbrances concerned to FinanceFile: RERA Encumberance letter - Sapphire Developers.pdf | 4 Dec 2024 |
| Details of encumbrances concerned to LegalFile: RERA Encumberance letter - Sapphire Developers.pdf | 4 Dec 2024 |
| Proforma of Agreement for saleFile: Draft of ATS BORIVALI SAI SMRUTI CHSL.pdf | 15 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form 1 Architect certicate (1).pdf | 14 Oct 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form 3 Q1 FY 24-25.pdf | 14 Oct 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form 2 Engineers certificate.pdf | 14 Oct 2024 |
| Commencement Certificates / NA Order for plotted developmentFile: CC Revalidation (3).pdf | 14 Oct 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form1Q22324.pdf | 3 Jul 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form1Q32324.pdf | 3 Jul 2024 |
| Architect’s Certificate of Percentage of Completion of Work (Form 1)File: Form1Q42324.pdf | 3 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form2Q22324.pdf | 3 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form2Q32324.pdf | 3 Jul 2024 |
| Engineer’s Certificate on Cost Incurred on Project (Form 2)File: Form2Q42324.pdf | 3 Jul 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form3Q22324.pdf | 3 Jul 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form3Q32324.pdf | 3 Jul 2024 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: Form3Q42324.pdf | 3 Jul 2024 |
| Details of encumbrances concerned to FinanceFile: Declaration Encumbarance -FINANCE.pdf | 29 Jun 2023 |
| Details of encumbrances concerned to LegalFile: Declaration Encumbarance -FINANCE.pdf | 29 Jun 2023 |
| CERSAI detailsFile: CERSAI_Search_with Undertaking.pdf | 29 Jun 2023 |
| Declaration in FORM BFile: Affidavit cum declaration 15-Jun-2023 10-55-07.pdf | 22 Jun 2023 |
| CA Certificate on Project Cost & Fund withdrawal (Form 3)File: FORM 3 AC FINAL_compressed.pdf | 22 Jun 2023 |
| Deviation Report with respect to Allotment letterFile: Declaration No Deviation in Allotment Letter.pdf | 17 Jun 2023 |
| Deviation Report with respect to model copy of AgreementFile: Declaration No Deviation in Agreement for Sale.pdf | 17 Jun 2023 |
| Building plan approvalFile: IOD_signed.pdf | 16 Jun 2023 |
| Layout approvalFile: Layout and sanction FINAL.pdf | 16 Jun 2023 |
| Layout approvalFile: IOD Drawing Signed-2.pdf | 16 Jun 2023 |
| Layout approvalFile: IOD Drawing Signed-3.pdf | 16 Jun 2023 |
| Details of encumbrances concerned to FinanceFile: Declaration for Encumbrance-Legal.pdf | 16 Jun 2023 |
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Builder: M/s Sapphire Developers
M/s Sapphire Developers has 1 registration on MahaRERA, including Borivali Sai Smruti Cooperative Housing Society Limited. Its filings disclose no earlier MahaRERA projects. Read the full track record.
Frequently asked questions
What are my rights if Borivali Sai Smruti Cooperative Housing Society Limited is delayed beyond 30 Jun 2027?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, or exit and claim a full refund with interest. In Maharashtra the rate is SBI's highest MCLR plus 2 percent, currently 10.90% per annum (June 2026). The free delay interest calculator on ReraGenie puts a rupee figure on any delay. Claims are filed as MahaRERA complaints with a Rs 5,000 fee.
How do I verify and contact the developer of Borivali Sai Smruti Cooperative Housing Society Limited?
The registered promoter entity is M/s Sapphire Developers, a partnership as per the filing. Neither this filing nor this promoter's other MahaRERA registrations disclose a CIN, LLPIN or GSTIN for this entity. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's MahaRERA listing (scan the QR code on any advertisement) and in its filed documents. The Rs 499 buyer report includes all of them as a single ZIP, foldered by type.
Is my payment protected in Borivali Sai Smruti Cooperative Housing Society Limited?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses; since July 2024 MahaRERA requires a three-account structure for collections. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
How current is the construction progress shown for Borivali Sai Smruti Cooperative Housing Society Limited?
Promoters must file a quarterly progress report within 20 days of each quarter end, certified by the architect (Form 1), engineer (Form 2) and chartered accountant (Form 3). The figures above come from the latest filing, so they can trail the site by up to a quarter. A promoter who stops filing QPRs altogether invites penalties under section 61, and a stale filing date is itself a warning sign worth checking on the portal.
Who certifies construction progress at Borivali Sai Smruti Cooperative Housing Society Limited?
The professionals named in the filing: Architect: MAULI ENTERPRISES; Engineer: SHILP CONSULTING ENGINEERS; Engineer: TECHNOGEM; Engineer: Pramod Vasant Salvi; Chartered Accountant: H P Jadeja & Associates; Chartered Accountant: Anita A Yadav & Associates. Their Form 1 (architect), Form 2 (engineer) and Form 3 (chartered accountant) certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in Borivali Sai Smruti Cooperative Housing Society Limited?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area (the model agreement allows only a 3 percent variation, with a refund right below that); that the agreement follows MahaRERA's model clauses with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters. The Rs 499 buyer report works through all of them from the filings.
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