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RUBY TOWERS
RG-KA-22741 · RERA PRM/KA/RERA/1259/479/PR/210725/007938 · Last updated on RERA Karnataka portal: 15 Oct 2026
Source: official RERA Karnataka filing
Red flags
- No red flags in this filing
Clear
- No litigation declared
- No complaints on record
- Completion date never moved
- Separate project account declared
Saved.
RUBY TOWERS is a Mixed Development project by M/S MWS TOWERS in Dharwad, Karnataka, registered with RERA Karnataka as PRM/KA/RERA/1259/479/PR/210725/007938 on 21 Jul 2025. Possession is promised by 30 Sep 2028. 23 of the 94 units on this registration are recorded sold or booked, and 6 of 18 construction stages are filed complete.
At a glance
Project
- NameRUBY TOWERS
- TypeMixed Development
- Location
- Hubballi
- Dharwad
- PincodeNot stated
- RERA no.PRM/KA/RERA/1259/479/PR/210725/007938
- ReraGenie IDRG-KA-22741
Builder
- NameM/S MWS TOWERS
- Entity typePartnership Firm
- GSTIN29ABKFM2789DIZU
- Authorized SignatoryYogesh A Habib
- Other registrations1 more →
Key dates
Key facts
Registration and timeline
- StatusRegistration approved
- Registered on21 Jul 2025
- Promised completion30 Sep 2028
- Revised completionNone
- Buildings1 building record
- Documents filed187 files
Current status
Figures as on 15 Oct 2026, this project's latest RERA Karnataka filing.
Buildings and wings, as sanctioned
| Building | Wing | Floors sanctioned | Habitable floors | Residential units | Other units | Total |
|---|---|---|---|---|---|---|
| rubi tower | - | - | - | 94 | 0 | 94 |
The full filing
Everything below is from the project's own RERA Karnataka filing, free to read.
Construction progress by building1
As on 15 Oct 2026, the date of the latest filing. The RERA activity checklist for each building, from the promoter's latest quarterly progress filing. These are the promoter's own figures, not an independent inspection.
6 of 18 construction stages are filed complete. The stage furthest along is Masonry Construction, at 20%.
Building: 41% average across the applicable activities
| Activity | Progress |
|---|---|
| Earth work and other leveling preparation work | 100% |
| Foundation footing work | 100% |
| Upto Plinth Level | 100% |
| Sub-structure flooring (Parking Floor, more than one floor below general ground level) | 100% |
| Retaining wall (All types) | 100% |
| RCC or MS Framed structure | 100% |
| Masonry Construction | 20% |
| Plastering inside , outside & Ceiling | 20% |
| Joinery: Doors, Windows, Ventilators etc | 10% |
| Basic work of Water supply, Sanitary and Electrification | 10% |
| Dadoing, Skirting, Flooring, Tiles work (All types) | 10% |
| Railing and Grill fixing | 10% |
| Electrification, Water supply and Sanitary Finishing | 20% |
| Painting | 10% |
| Fire prevention and fire fighting fitting and fixture with network | 10% |
| Weather Proof work(tile,concrete) | 10% |
| Wardrobe, Showcase, Kitchen cabinet, Puja work | Not applicable |
| Elevation work | 0% |
| Internal and External work including landscapes as per sanctioned drawings | 0% |
Progress on shared amenities40
As on 15 Oct 2026, the date of the latest filing. Lifts, roads, water and the other shared works, from the same quarterly filing, and reported by the promoter rather than inspected.
| Common facility | Proposed | Progress |
|---|---|---|
| Water Supply | Yes | 50% |
| Sewage and Drainage System | Yes | 100% |
| Water conservation/rain water harvesting/recharge of ground water | Yes | 20% |
| Energy management | No | Not applicable |
| Fire protection and fire safety requirements | Yes | 20% |
| Solid waste management and disposal | Yes | 10% |
| Emergency Evacuation services | Yes | 20% |
| Internal Roads & Footpaths | Yes | 50% |
| Electricity supply transformer and substation | Yes | 10% |
| Storm water drains | Yes | 10% |
| Use of renewable energy | Yes | 10% |
| Sewage Treatment Plant (STP) | Yes | 10% |
| Parks & Tree planting | Yes | 10% |
| Street Lighting | Yes | 10% |
| Electricity | Yes | 0% |
| Smart Home Automation | No | Not applicable |
| CCTV Surveillance | Yes | 0% |
| Club House | Yes | 0% |
| Community Hall | Yes | 0% |
| Outdoor Sports facility | Yes | 0% |
| Indoor Sports facility | No | Not applicable |
| Swimming Pool | Yes | 0% |
| Gym | Yes | 0% |
| Parks | Yes | 0% |
| Power Backup | Yes | 0% |
| Piped Gas | No | Not applicable |
| Water and Sanitation | Yes | 0% |
| Air Conditioning | No | Not applicable |
| Staircases | Yes | 15% |
| Lifts | Yes | 15% |
| Corridor/Lobbies | No | Not applicable |
| Fire escapes | No | Not applicable |
| Common entrance and exit for the building/common portico/foyer/verandah | No | Not applicable |
| Basement | Yes | 100% |
| Terrace | No | Not applicable |
| Outer Wall | No | Not applicable |
| Open parking areas | No | Not applicable |
| Provision for lodging of management staff and security staff | No | Not applicable |
| Water conservation and renewable energy | No | Not applicable |
| Common storage spaces | No | Not applicable |
Land and ownership6
This page carries no encumbrance declaration for this project. That is silence on the question, and not a record of clear land.
| Landowner | Village | District |
|---|---|---|
| Yogesh A Habib | - | - |
| Prakash P Habib | - | - |
| Kiran P Habib | - | - |
| Deepak M Sharma | - | - |
| Divyank P Bhandari | - | - |
| Chirag Bhandari | - | - |
Project account and cost
70 percent of buyer money must sit in the project account, so check that your agreement for sale names a designated account for this project and pay into that account only.
| Cost line | Estimated | Incurred |
|---|---|---|
| Estimated Cost of Construction as certified by Engineer | Rs 15.67 cr | Rs 3.32 cr |
Certifying professionals and partners3
Certificates from these professionals release the promoter's withdrawals from the 70 percent account.
| Role | Name |
|---|---|
| Architect | Shreekant N Kabadi |
| Engineer | Shreekant N Kabadi |
| Chartered Accountant | Hiteskumar Modi |
Complaints filed with RERA Karnataka
No complaints on record against this registration.
Documents filed187
As listed on the registration, under the names the promoter filed them with; the newest 80 of 187 are shown. The files themselves are available at source: search the registration number PRM/KA/RERA/1259/479/PR/210725/007938 on the RERA Karnataka portal. We publish what the filing says and never host the promoter's documents in place of it.
| Document | Uploaded |
|---|---|
| Q2 2026-27 Form-4 Certificate issued by Chartered AccountantFile: Q2 2026-2027 Form 4 CA.pdf | 15 Oct 2026 |
| Q2 2026-27 Form-5 Certificate issued by ArchitectFile: Q2 2026-2027 Form 5 ARCH.pdf | 15 Oct 2026 |
| Q2 2026-27 Form-6 Certificate issued by Structural EngineerFile: Q2 2026-2027 Form 6 ENG.pdf | 15 Oct 2026 |
| Q1 2026-27 Form-4 Certificate issued by Chartered AccountantFile: Form 4 CA Certificate.pdf | 4 Jul 2026 |
| Q1 2026-27 Form-5 Certificate issued by ArchitectFile: Form 5 Architect Certificate.pdf | 4 Jul 2026 |
| Q1 2026-27 Form-6 Certificate issued by Structural EngineerFile: Form 6 Engineer Certificate.pdf | 4 Jul 2026 |
| Q4 2025-26 Form-4 Certificate issued by Chartered AccountantFile: FORM 4 CA CERTIFICATE_compressed (7).pdf | 14 Apr 2026 |
| Q4 2025-26 Form-5 Certificate issued by ArchitectFile: Form 5 Architect Certificate.pdf | 14 Apr 2026 |
| Q4 2025-26 Form-6 Certificate issued by Structural EngineerFile: Form 6 Engineer Certificate.pdf | 14 Apr 2026 |
| Q3 2025-26 Form-4 Certificate issued by Chartered AccountantFile: Form 4 CA Certificate.pdf | 10 Mar 2026 |
| Q3 2025-26 Form-5 Certificate issued by ArchitectFile: form 5 Architect Certificate.pdf | 10 Mar 2026 |
| Q3 2025-26 Form-6 Certificate issued by Structural EngineerFile: form 6 Engineer Certificate.pdf | 10 Mar 2026 |
| MEMORANDUM OF JDAFile: Memorandum of JDA.pdf | 24 Apr 2025 |
| JDA CLARIFICATIONFile: JD clarification affidavit.pdf | 19 Mar 2025 |
| BALANCE SHEETFile: Balance sheet.pdf | 5 Mar 2025 |
| CA CERTIFICATE FORM 1File: CA Certificate form 1.pdf | 5 Mar 2025 |
| FINANCIAL STATEMENT 2024File: Financial statement 2024.pdf | 5 Mar 2025 |
| PROFIT AND LOSS ACCOUNTFile: Profit and loss account.pdf | 5 Mar 2025 |
| EC FROM 01/04/2008 TO TILL DATEFile: EC 2008 to till date.pdf | 5 Mar 2025 |
| JD CUM DECLARATION AFFIDAVITFile: JD clarification affidavit.pdf | 5 Mar 2025 |
| LATEST RTCFile: Latest RTC.pdf | 5 Mar 2025 |
| BUILDING LICENSEFile: Building license.pdf | 5 Mar 2025 |
| KSPCB NOCFile: KSPCB NOC.pdf | 5 Mar 2025 |
| SINGLE LAYOUT APPROVALFile: Single layout approval.pdf | 5 Mar 2025 |
| ADLR SURVEY SKETCHFile: ADLR Survey sketch.pdf | 5 Mar 2025 |
| BASEMENT FLOOR PLANFile: Basement floor plan.pdf | 5 Mar 2025 |
| BRIEF ESTIMATED PROJECT COSTFile: Brief estiamted project cost.pdf | 5 Mar 2025 |
| DECLARATION OF LAND VALUE CALCULATIONFile: Declaration of land value calculations.pdf | 5 Mar 2025 |
| DECLARATION OF WATER SOURCESFile: Declaration of water source.pdf | 5 Mar 2025 |
| ENGINEER LICENSEFile: Engineer license.pdf | 5 Mar 2025 |
| FORM 6 ENGINEER CERTIFICATEFile: Form 6.pdf | 5 Mar 2025 |
| ORIGINAL PLANFile: Original plan.pdf | 5 Mar 2025 |
| PLANFile: Plan.pdf | 5 Mar 2025 |
| PROJECT SPECIFICATION AND AMENITIESFile: Project specification and amenities.pdf | 5 Mar 2025 |
| STABILITY STRUTURAL CERTIFICATEFile: Stability structural certificate.pdf | 5 Mar 2025 |
| TYPICAL FLOOR PLANFile: Typical floor plan.pdf | 5 Mar 2025 |
| TYPICAL PLAN ALL FLOORFile: Typical plan all flor.pdf | 5 Mar 2025 |
| HESCOM NOCFile: hescom permission.pdf | 5 Mar 2025 |
| ADDITIONAL FEE PAYMENT CLARIFICATIONFile: Project Area Clarification for RERA Fees Payment.pdf | 5 Mar 2025 |
| MASTER PLANFile: master plan.pdf | 5 Mar 2025 |
| MOTHER DEEDFile: Mother Deed.pdf | 5 Mar 2025 |
| SALE DEEDFile: SALE DEED OF LAND.pdf | 5 Mar 2025 |
| STP DRAWINGFile: STP Drawing.pdf | 5 Mar 2025 |
| SALE DEED CHIRAGFile: Chirag sale deed.pdf | 5 Mar 2025 |
| SALE DEED DIVYANKFile: Divyank sale deed.pdf | 5 Mar 2025 |
| SALE DEED PRAKASH AND KIRANFile: Prakash and kiran sale deed.pdf | 5 Mar 2025 |
| SALE DEED YOGESHFile: Yogesh sale deed.pdf | 5 Mar 2025 |
| LATEST RTCFile: RTC upto tiil date.pdf | 15 Jan 2025 |
| EC FROM 01/01/2009 TIIL DATEFile: EC up to till Date merged.pdf | 15 Jan 2025 |
| BALANCE SHEETFile: BALANCE SHEET FY 22-23.pdf | 15 Jan 2025 |
| PROFIT AND LOSS ACCOUNTFile: Profit and loss account 2022 23.pdf | 15 Jan 2025 |
| INCOME TAX RETURNSFile: ITR MWS TOWERS FY 22-23.pdf | 15 Jan 2025 |
| APPROVAL LAYOUT PLAN ( SANCTIONED TYPICAL PLAN )File: Aprovel Layout Plan.pdf | 15 Jan 2025 |
| BASEMENT FLOOR PLAN ( PARKING )File: Aprovel Layout PLan 2.pdf | 15 Jan 2025 |
| SINGLE PLOT LAYOUT PLANFile: Single plot layout plan.pdf | 15 Jan 2025 |
| Agreement For SaleFile: Agreement of Sale Proforma Ruby.pdf | 11 Dec 2024 |
| Balancesheet 2021-22File: Balance sheet 2021-22.pdf | 11 Dec 2024 |
| Balancesheet 2022-23File: BALANCE SHEET FY 22-23.pdf | 11 Dec 2024 |
| Curent Year RTCFile: Cureent Year RTC.pdf | 11 Dec 2024 |
| EC Up tp till dateFile: EC_up_to_till_Date.pdf | 11 Dec 2024 |
| Hescom permissionFile: hescom permission.pdf | 11 Dec 2024 |
| ITR 2021-22File: ITR 2021-22.pdf | 11 Dec 2024 |
| Profit & Loss 2021-22File: Profit and loss account 2021-22.pdf | 11 Dec 2024 |
| ITR 2022-23File: ITR FY 22-23.pdf | 11 Dec 2024 |
| P&L 2022-23File: Profit & Loss 2023-24.pdf | 11 Dec 2024 |
| MutationFile: Mutation.pdf | 11 Dec 2024 |
| MOU AgreementFile: MOU Agreement.pdf | 11 Dec 2024 |
| Area Statment for RERA Fees PaymentFile: Project Area Clarification for RERA Fees Payment.pdf | 11 Dec 2024 |
| land sale deedsFile: LAND SALE DEED-compressed.pdf | 11 Dec 2024 |
| land sale deedsFile: SALE DEED OF LAND.pdf | 11 Dec 2024 |
| land sale deedsFile: sale deed.pdf | 11 Dec 2024 |
| building permissionFile: ApprovalCertificate.pdf | 11 Dec 2024 |
| Balancesheet 2022-23 With CA UDINFile: BALANCE_SHEET_FY_22-23[1].pdf | 9 Oct 2024 |
| Profit & Loss Account 2022-23 With CA UDINFile: P&L_FY_22-23[1].pdf | 9 Oct 2024 |
| Relevent Title DeedFile: LAND_SALE_DEED[1].pdf | 9 Oct 2024 |
| MOU AgreementFile: MOU Agreement.pdf | 9 Oct 2024 |
| RTC Full Exetent The ProjectFile: RTC_upto_tiil_date[1].pdf | 9 Oct 2024 |
| Approvel Building PlanFile: Aprovel Building Plan.pdf | 9 Oct 2024 |
| Aproved Parking PlanFile: Aprovel Parking Plan.pdf | 9 Oct 2024 |
| HESCOM PermissionFile: HESCOM permission.pdf | 9 Oct 2024 |
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Builder: M/S MWS TOWERS
M/S MWS TOWERS has 2 registrations on RERA Karnataka, including WORLD SQUARE TOWERS and RUBY TOWERS. Its filings disclose no earlier RERA Karnataka projects. Read the full track record. See more projects on the Dharwad district page.
Frequently asked questions
What are my rights if RUBY TOWERS is delayed beyond 30 Sep 2028?
Under section 18 of the RERA Act you may stay in the project and claim interest for every month of delay, at the rate the state's RERA rules prescribe, or exit and claim a full refund with interest. Claims are filed as complaints with RERA Karnataka.
How do I verify and contact the developer of RUBY TOWERS?
The registered promoter entity is M/S MWS TOWERS, a partnership firm as per the filing. Its GSTIN 29ABKFM2789DIZU can be cross-checked on the MCA and GST portals. Your agreement for sale must name this exact entity, not a group brand name. The promoter's registered address and contact details are on the project's RERA Karnataka listing and in its filed documents.
Is my payment protected in RUBY TOWERS?
Partly, by law. 70 percent of every buyer payment must go into the project's designated bank account, withdrawable only against architect, engineer and CA certificates as construction progresses. Separately, a promoter cannot take more than 10 percent of the price before signing a registered agreement for sale (section 13). Neither rule guarantees completion; they limit how far your money can travel from the project.
Who certifies construction progress at RUBY TOWERS?
The professionals named in the filing: Architect: Shreekant N Kabadi; Engineer: Shreekant N Kabadi; Chartered Accountant: Hiteskumar Modi. Their certificates are what unlock the promoter's withdrawals from the 70 percent account, so their names on record are part of the project's accountability chain.
What should I check before booking in RUBY TOWERS?
Four things this page cannot decide for you: that the carpet area in your agreement matches the filed carpet area; that the agreement follows the model agreement under the state's RERA rules, with deviations highlighted; the promoter's record on their other projects, not just this one; whether construction progress keeps pace with sales in the coming quarters.
Spotted something wrong on this page, or want to tell us what would make it more useful? Every page here is built from what the promoter filed on RERA Karnataka, and we read every report.
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